Is a loan sanction letter enough as proof of funds for visa application in Germany?
No, a loan sanction letter alone is usually not enough as proof of funds for a German student visa.
German authorities typically require you to show you have access to €11,904 for one year, most commonly through a blocked account (Sperrkonto) in Germany. A loan sanction letter may be considered if it clearly states the approved amount, confirms funds are available before travel, and is dated within six months - but you may still need to provide extra documents like recent bank statements.
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