If my parents can arrange part of the funds themselves, can we take a smaller education loan for the remaining amount in Germany?
06 Aug 2026 · Answered by Thaiba Nazreen · 1 min read
Yes, you can take a smaller education loan to cover just the remaining amount needed for your studies in Germany if your parents can contribute part of the funds.
The German Federal Government offers an education loan (Bildungskredit) that can be combined with other financial support. This loan is available to students in advanced stages of their education, regardless of parental income, and can be used alongside other aids like BAföG.
- Loan amount: Up to €7,200, disbursed in monthly installments.
- Repayment: Starts after a four-year grace period, with fixed monthly payments.
- Eligibility: Must be enrolled in a state or state-accredited German institution.
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