If I take a loan, will the blocked account requirement of 12 lakhs need extra funds in Germany?

Yes, you can use a loan to fund your German blocked account, but you may need to deposit slightly more than ₹ 12 lakh to cover international transfer fees.

- Blocked account minimum: €11,904 (about ₹ 12 lakh), set by German authorities and subject to change.
- Extra funds: Transfer a bit more to cover bank and currency conversion fees, so the full required amount is credited.
- Loan use: Permitted, but you must provide clear documentation showing the loan is for your living expenses in Germany.

Check with your LeapScholar counsellor for guidance on acceptable documentation and the latest blocked account requirements.