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How much will statutory student health insurance cost me each month in Germany if I am under 30?

06 Oct 2026 · Answered by Komal Yadav · 1 min read
Quick Answer verified

Students under 30 can generally access statutory student health insurance in Germany for around EUR 141 to 146 per month. Health insurance is mandatory, and you must provide valid coverage for university enrolment and, where applicable, visa procedures. Confirm the exact premium with the insurer.

Komal Yadav
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Students under 30 can generally access statutory student health insurance for around EUR 141 to 146 (approx INR 15,315 to 15,859) per month in Germany. Health insurance is mandatory, so you need valid coverage for enrolment and, where it applies, your visa process. Get the exact premium from the insurer.

Student health insurance at a glance

ItemDetail
Typical monthly cost (EUR)141 to 146 (approx INR 15,315 to 15,859)
Who it applies toStudents under 30, generally
Is it mandatory?Yes, valid coverage is required for enrolment and, where applicable, visa procedures

Budgeting tips

  • Add the monthly premium to your yearly budget alongside the semester contribution.
  • Insurers may change premiums, so check the current figure.
  • Keep proof of coverage ready for your university and visa.

My Advice

Compare the offers from statutory insurers early and keep your confirmation document in your application folder. Premiums can change, so verify the figure when you sign up.

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