How much will I pay each month for student health insurance in Austria in 2026?
06 Oct 2026 · Answered by Tamanna Jaisingh · 1 min read
Quick Answer
verified
For eligible students, the Austrian Health Insurance Fund (OGK) student self-insurance premium is EUR 78.84 per month in 2026. OeAD notes that students must meet conditions including residence and enrolment requirements, so verify your own status and cover before arriving.
For eligible students, the Austrian Health Insurance Fund (OGK) student self-insurance premium is EUR 78.84 (approx INR 8,564) per month in 2026. Conditions such as residence and enrolment apply, so check your own eligibility.
Healthcare and insurance costs
| Item | Approximate cost |
|---|---|
| Student health insurance (OGK, 2026) | 78.84 (approx INR 8,564) per month |
| Doctor or clinic visit (OGK-contracted doctor, if insured) | No charge |
| Prescription medicines | 7.55 per prescription (2026 prescription fee) (approx INR 820) |
| Dental treatment | 50 to 150 (approx INR 5,431 to 16,293) |
| Private health insurance | 50 to 150 (approx INR 5,431 to 16,293) per month |
Before you arrive
- Verify your insurance status and coverage before you travel.
- Health insurance is also part of the documents needed for the Austrian student residence permit.
My Advice
Confirm with the Austrian Health Insurance Fund or OeAD whether you meet the conditions for the student premium, and keep your insurance papers ready for your residence permit application.
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