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How much should I budget for yearly living costs for MBBS in New Zealand?

12 Oct 2026 · Answered by Premlata Shandilya · 2 min read
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The annual living cost for studying MBBS in New Zealand is typically NZD 20,000 to NZD 25,000. This is separate from tuition, which is much higher for the clinical years. Check the latest figures on the university and official pages before budgeting.

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You should typically budget around NZD 20,000 (approx INR 10.84 L) to NZD 25,000 (approx INR 13.55 L) per year for living costs while studying MBBS in New Zealand. This is in addition to tuition, so plan both together.

MBBS (MBChB) in New Zealand at a Glance

ParameterDetails for Indian students (2027 intake)
Course nameBachelor of Medicine and Bachelor of Surgery (MBChB)
Duration6 years (1 year pre-med pathway plus 5 years core MBChB; check the university pages on how internship years are counted)
Offering universitiesUniversity of Auckland (QS Rank #65) and University of Otago (QS Rank #197)
First year pre-med feeNZD 36,000 (approx INR 19.52 L) to NZD 45,000 (approx INR 24.40 L)
Clinical MBChB fee (Year 2 to Year 6)NZD 86,560 (approx INR 46.93 L) to NZD 102,690 (approx INR 55.68 L) per year
Annual living costNZD 20,000 (approx INR 10.84 L) to NZD 25,000 (approx INR 13.55 L)
Mandatory testsNEET UG, UCAT ANZ, IELTS or TOEFL or PTE
Licensure recognitionMedical Council of New Zealand (MCNZ), NMC (India) via NExT, WHO

What Else to Know

New Zealand has only two universities that offer the MBChB, and admission is highly competitive. It typically needs strong academics, UCAT ANZ scores, English language proficiency and, in some cases, interviews.

My Advice

Budget for tuition and living costs together, since the clinical years are the biggest expense. Fees and costs can change, so check the official university pages for the latest figures, and plan your NEET, UCAT ANZ and English test dates well ahead.

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