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How much scholarship can I expect to reduce my overall cost for masters in Germany for a Master's?

07 Sept 2026 · Answered by Chaithrakala P L · 2 min read
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In Germany, scholarships rarely reduce tuition since public universities already charge little to none; instead they cover living costs. A DAAD or political foundation grant pays around nine hundred ninety two euros monthly, fully covering the eleven thousand nine hundred four euro annual blocked account requirement.

Chaithrakala P L
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Whether a scholarship meaningfully reduces your Master's cost in Germany depends on whether you are heading to a public or private university, because public tuition is already close to free. At a public university, a strong scholarship effectively eliminates your living cost burden rather than cutting tuition, while at a private university it directly reduces the tuition bill.

Scholarship impact by type

ScholarshipTypical supportCost reduction impact
DAAD scholarships (e.g. EPOS, Helmut Schmidt)€992/month + insurance + travel allowanceCovers 100% of living costs (~€11,904/year)
Political foundations (Heinrich Boll, Friedrich Ebert, etc.)€992 to €1,400/month + study allowancesFully covers living expenses and insurance
Deutschlandstipendium€300/month (€3,600/year)Covers roughly 25-30% of standard living costs
Private university institutional scholarshipsUp to 50% tuition reductionSaves €5,000 to €10,000+/year on tuition

The blocked account reality

  • Non-EU students must prove financial self-sufficiency through a blocked account (Sperrkonto) set at €11,904 a year (~€992/month), regardless of scholarships.
  • A major stipend like DAAD or a political foundation grant satisfies this requirement automatically, taking your out-of-pocket cost to zero.
  • A partial award like the Deutschlandstipendium still leaves a gap, which most students cover through part-time work, allowed up to 120 full days or 240 half days a year, or personal savings.

My Advice

Apply for DAAD or a political foundation scholarship well before your public university application, since winning one of these removes your blocked account burden entirely rather than just trimming it. If you only secure a Deutschlandstipendium, plan your part-time work hours into your budget from day one rather than treating them as a backup.

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