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How much money do I need to show to US universities for one year of my MS?

30 Sept 2026 · Answered by Geetha Muthu · 1 min read
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US universities commonly ask you to show funds covering one academic year of tuition and living costs. The amount is typically around USD 40,000 to 100,000, and it varies by institution, so check the exact requirement on your university's website.

Geetha Muthu
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US universities commonly ask you to show funds for one academic year of tuition and living costs. That is typically around USD 40,000 to 100,000 (approx INR 38.43 to 96.07 L), but the amount varies by institution. Check the exact requirement with each university on your list.

Funds to Show for One Academic Year

ItemApprox amount (USD)
Funds covering one year of tuition and living costs40,000 to 100,000 (approx INR 38.43 to 96.07 L)

Why the Amount Varies

  • Tuition for a complete MS generally runs USD 15,000 to 135,000 (approx INR 14.41 L to 1.30 crore), so costlier programmes need more proof
  • Living costs depend on the city and your lifestyle
  • Part-time income generally will not cover tuition, so plan your main funding without it

My Advice

Ask each university for its exact figure before you plan your funding. Do not count on an unconfirmed part-time job to make up the gap. Keep your savings, loan and family support documents organised so you can show the full amount clearly.

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