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How much does it cost to study abroad, and what expenses should I budget for in Germany for a Master's?

03 Aug 2026 · Answered by Abhishek Mehta · 1 min read
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Studying for a Master's in Germany is affordable, especially at public universities. Most public universities charge no tuition fees - just a semester contribution of €150 - €400/semester (₹13,500 - ₹36,000). Private universities are more expensive, with tuition typically €5,000 - €20,000/year (₹4.5 - ₹18 lakh).

Key annual expenses to budget for:
- Living costs: €850 - €1,200/month (₹76,500 - ₹1.08 lakh), including accommodation, food, and transport
- Health insurance: €110 - €125/month (₹9,900 - ₹11,250), mandatory for all students
- Blocked account (visa requirement): €11,904/year (₹10.7 lakh), released monthly after arrival
- Visa fee: €75 (₹6,750), one-time
- Flights and study materials: ₹50,000 - ₹1.7 lakh, one-time

Total estimated budget:
- Public universities: ₹10 - 16 lakh/year
- Private universities: ₹20 - 32 lakh/year

These figures are typical and subject to change. Scholarships and part-time work can help reduce your costs.

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