How much do I have to pay for the entire process and services in New Zealand for a Master's?

Expect to budget NZD 50,000 - 85,000 per year for a master's in New Zealand, covering tuition, living expenses, and mandatory fees. Here’s a typical breakdown:

- Tuition: NZD 28,000 - 55,000/year (coursework) or NZD 28,000 - 48,000/year (research)
- Living expenses: NZD 20,000 - 25,000/year
- Health insurance: NZD 600 - 1,000/year (mandatory)
- Visa application: NZD 375 (subject to change)
- Airfare/settlement: NZD 1,200 - 2,500 (one-time)
- University application fees: NZD 85 - 500 (varies)
- Study materials/services: Additional

Actual costs depend on your university, program, and lifestyle.