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How much budget should I plan for living expenses, health insurance, and semester fees in Germany?

18 Jun 2026 · Answered by Prakhar Pragy Dixit · 1 min read
Prakhar Pragy Dixit
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Expect to budget €689 - €1,337/month for living expenses, health insurance, and semester fees in Germany. Costs vary by city and lifestyle.

- Accommodation: €250 - €700/month (shared flat in small vs. large city)
- Food & groceries: €150 - €250/month
- Transportation: €0 - €63/month (many universities include a transport ticket in semester fees)
- Health insurance: €120 - €130/month (mandatory for students under 30)
- Semester fee: €25 - €50/month (charged per semester)
- Miscellaneous: €144/month (personal, study materials, leisure)

These are typical figures and subject to change. Planning for the higher end helps ensure a comfortable stay. If you need help estimating your total budget or have questions about specific cities, reach out to your LeapScholar counsellor.

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