For three years of study in Germany, will the total expenditure including visa and passport be around twenty four lakhs INR?

No, twenty four lakhs INR will not stretch across three full years of study in Germany, though it comfortably covers your first year or two at a public university. Your blocked account alone eats up a large share of that budget in year one, before you even add semester fees, insurance, and paperwork costs.

Where Your Twenty Four Lakhs Actually Goes

What This Means Across Three Years

• At a public university with free tuition, twenty four lakhs realistically funds one and a half to two years, after which many students offset costs through part-time HiWi or student jobs.
• At a private university, tuition alone can run twelve to twenty five lakhs a year, so twenty four lakhs may barely cover a single year.
• Sustaining all three years purely on twenty four lakhs with zero additional income or funding is not realistic at either type of university.

My Advice

Plan your budget in yearly blocks rather than one lump sum, and build in a part-time job or a top-up fund starting in year two, since assuming twenty four lakhs alone will carry you through graduation is the single biggest budgeting mistake I see with German study plans.