For a total cost of thirty lakhs, how much loan can I get and what are the loan options in New Zealand?
18 Aug 2026 · Answered by Sumit Singh Chauhan · 1 min read
Yes, you can typically get an education loan for a total cost of ₹30 lakh to study in New Zealand.
- Unsecured loans: Up to ₹40 - 50 lakh, based on your co-applicant’s income and credit profile.
- Secured loans: Up to ₹1.5 crore or more with collateral, covering tuition, living, travel, and other study costs.
Loan options include:
- Public sector banks (collateral required above ₹7.5 lakh)
- Private banks (competitive rates, faster processing)
- NBFCs (flexible with partial/no collateral, slightly higher rates)
- International lenders (no collateral, based on admission and earning potential)
Loan eligibility and terms are subject to change.
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