Do we need to fill the pending cash withdrawal documents first before proceeding with the visa application in UK/New Zealand?

It depends on the visa requirements of your destination and the type of financial evidence you plan to submit.

- UK: You must show funds have been in your account for a consecutive 28-day period before applying. Any recent cash withdrawals or deposits can affect this, so ensure all funds are stable and documented before you proceed.
- US and New Zealand: There’s no fixed 28-day rule, but sudden large deposits or unexplained withdrawals may raise concerns. It’s best to have funds settled in your account well ahead of your application.

If your financial documents are incomplete or show recent cash withdrawals, wait until your funds meet the required criteria before applying for your visa.