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Do I have to pay interest on the education loan during my studies in Germany?

27 Jul 2026 · Answered by Pallavi Attri · 1 min read
Pallavi Attri
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Yes, you will need to pay interest on your education loan during your studies in Germany.

- For most German student loans, including the KfW Student Loan and the Bildungskredit, interest starts accruing from the date the loan is disbursed.
- During your study period, you are typically required to pay only the interest; repayment of the principal begins after a grace period once your studies are complete.
- Interest rates are variable and are usually adjusted every six months.

Loan terms and rates are subject to change.

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