Could you guide me about the full funds requirement for bank account details for visa applications in UK?
For a UK Student visa, you must show tuition costs from your CAS plus living costs of £1,529 per month inside London, totaling £13,761, or £1,171 outside London, totaling £10,539, for up to 9 months. These funds must sit in your account for 28 consecutive days before you apply.
Your UK visa fund requirement depends entirely on which visa you are applying for, but the Student visa rules are the strictest and most exact. Get the 28-day rule wrong and your application can be refused outright, so treat these numbers as non-negotiable.
UK Student Visa Fund Requirements
| Requirement | Amount |
|---|---|
| Living costs inside London | £1,529 per month, up to £13,761 total |
| Living costs outside London | £1,171 per month, up to £10,539 total |
| Skilled Worker cash savings (if not employer-certified) | £1,270 held for 28 consecutive days |
| Accommodation offset | Deduct 1 month's living cost if paid to your institution directly |
The Bank Statement Rules You Must Follow
- Your funds must sit in your account for at least 28 consecutive days without dropping below the required amount, even briefly.
- The end date of that 28-day period must fall within 31 days of your application submission date.
- Only personal current, savings, or fixed-term deposit accounts count; credit cards, overdrafts, shares, and crypto are not accepted.
- If using parents' funds, include your birth certificate and a signed letter of consent alongside the same 28-day statements.
- Foreign currency is converted to GBP using the official rate on your application date, so keep a 10 to 15 percent buffer.
My Advice
Set a calendar reminder for day 28 of your holding period and submit your application within the following 31 days, since missing that window forces you to restart the entire 28-day clock, which can delay your visa by weeks.
Cash income, business income or no ITR?
See whether your funds and documents will pass the UK visa check.
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