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Cost & living Questions

2,143 questions

Expert Answers

What are application service charges from consultants like TC Global for German university applications, separate from actual application fees?

Consultants like TC Global charge a flat fee of roughly fifty thousand to eighty thousand rupees for public university applications, since these universities pay no agency commission. Applications to partner private universities are usually free, because the agency earns its fee as a commission from that institution instead.

Since the cost of living in Germany is high, which other countries offer low tuition and scholarships that cover living expenses?

Hungary, Italy, South Korea, Japan and Poland all offer low tuition alongside scholarships that fully cover living expenses. Hungary's Stipendium Hungaricum and Japan's MEXT scholarship both pay tuition, housing and a monthly stipend, making them far cheaper overall than Germany's blocked account requirement.

Is learning German and working part-time as a Werkstudent during a master's a good strategy for eventually settling in Germany permanently?

Yes, this is one of the most reliable strategies for settling permanently. A Werkstudent role gives you real corporate experience and often converts into a full time offer, while B2 or C1 German unlocks the wider Mittelstand job market. Skilled graduates can reach permanent residency in 24 months.

Is it worth pursuing an MSc in Germany in Data Science when most funding will come from an education loan?

Yes, this is generally worth it, since public tuition is free and your loan mainly needs to cover about 24,000 euro, roughly Rs. 21.5 lakh, in living costs. Entry level data science salaries range from 50,000 to 65,000 euro, making repayment realistic within 1.5 to 3 years.

Is studying in Germany genuinely worth it given the mixed opinions about the job market?

Studying in Germany is worth it for affordable, high quality education, but it does not guarantee an easy job afterward. Job openings recently dropped and unemployment among graduates rose, so success now depends heavily on reaching B2 German fluency and gaining internship experience before you graduate.

Is it true that Germany might end its free tuition policy at public universities in the coming years?

No, Germany is not ending free tuition nationwide, and EU and EEA citizens remain fully tuition free everywhere. But some states, like Baden Wurttemberg and Bavaria, now charge non EU students separately, up to 1,500 to 6,000 euro per semester at specific universities. Most other states stay tuition free.

Is it worth leaving a well paying Indian cloud and data engineering job to pursue a master's in Germany and settle there?

This move is a financial downgrade but a lifestyle upgrade. An Indian salary of roughly 25 to 35 lakh rupees lets you save more than a German salary of 65,000 to 75,000 euro after taxes and rent. Germany offers permanent residency in as little as 21 months instead.

Is it a problem to pay slightly more than the required semester fee to a German public university due to a bank's minimum transfer amount?

No, it is not a problem to send slightly more than required. Your university's accounting office credits the extra amount to your student account, and it rolls over into your next semester's fee. You can also request a refund. Just include your exact student number in the transfer reference.

All Questions (2,143)

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