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Can you provide information about education loan options and the amount I can get in Germany?

13 Jul 2026 · Answered by Sumit Singh Chauhan · 1 min read
Sumit Singh Chauhan
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You can apply for an education loan to study in Germany, with the amount and eligibility depending on your academic background, work experience, and whether you have a co-applicant.

- Secured loans (with collateral): Up to ₹1.5 crore, usually at 8.5 - 11% interest per year. - Unsecured loans (without collateral): Typically ₹5 lakh - ₹25 lakh, with higher interest rates (10 - 14.5% per year). - Repayment tenure: Up to 15 years. - Moratorium period: Repayment usually starts after your course ends, with a 6 - 12 month grace period.

Having a co-applicant with a stable income can improve your chances and loan terms. Loan policies and interest rates are subject to change.

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