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Can you explain the budget and overall cost for studying a full degree at a public university with scholarship in Germany for a Master's?

22 Jul 2026 · Answered by Smitha Satish S · 1 min read
Smitha Satish S
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Yes, studying a full Master's degree at a public university in Germany is highly affordable, especially with a scholarship.

- Tuition: Most public universities charge no tuition fees. You only pay a semester contribution of €150 - €350/semester for administration and services. - Living expenses: Budget €900 - €1,200/month for accommodation, food, and transport (varies by city). - Health insurance: Mandatory, about €110/month (sometimes covered by scholarships). - Visa financial proof: You must show about €11,904/year in a blocked account; scholarships can count toward this. - Visa fee: Around €75 (subject to change).

With a full scholarship, tuition is free and most living costs are covered. Plan for semester fees, visa costs, and any expenses not included in your scholarship.

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Abhishek Mehta
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Yes, studying for a Master's at a public university in Germany is quite affordable for international students. Here’s the typical minimum annual budget you should plan for:

- Proof of funds: €11,208/year (required for your student visa, usually in a blocked account)
- Semester contribution: €200 - €800/year (administrative fee, varies by university)
- Health insurance: €1,320 - €1,680/year (mandatory for all students)

Total estimated minimum budget: €12,728 - €13,688 per year

Most public universities do not charge tuition fees for Master’s programs, but some states (like Baden-Württemberg) require non-EU students to pay additional tuition. Living costs can be higher in major cities.

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