Can I withdraw any amount from my account after showing ₹30 lakh as the minimum required funds for my UK visa application?
No, you should not withdraw funds after submitting your UK Student visa application. Your required amount must be held for 28 consecutive days before applying, and if your balance drops well below what you declared before a decision is made, UKVI can question your financial evidence and refuse the visa.
No, withdrawing money after you've shown it as evidence for your UK Student visa is risky. UK Visas and Immigration expects the funds to have been held at the required level for 28 consecutive days before you apply, and a large withdrawal afterward can raise doubts about your financial stability.
What Happens at Each Stage
| Stage | Rule |
|---|---|
| Before you apply | Funds must be held at the required level for 28 consecutive days, ending within 31 days of your application |
| After you apply, before a decision | A large drop in balance can be questioned unless you can show it was spent on course fees, accommodation, or related costs |
| After your visa is granted | The specific visa funds requirement no longer applies in the same way |
What Determines Your Actual Required Amount
There is no fixed rule that you must keep exactly Rs. 30 lakh untouched forever. Your real requirement is based on your outstanding first-year course fees on your CAS, plus your living cost requirement, currently £1,529 a month in London or £1,171 a month outside London, for up to 9 months. Withdrawing part of your declared funds before a decision is made is genuinely risky if it takes your balance substantially below that calculated requirement.
My Advice
Leave your funds untouched until you actually receive your visa decision, not just until you submit the application. If you need to make a payment from that account, keep clear records showing it went toward tuition, accommodation, or another course-related cost, since that documentation is what protects you if your balance is questioned.
Cash income, business income or no ITR?
See whether your funds and documents will pass the UK visa check.
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