LeapScholar

Can I take an education loan to pursue a master's program in the UK and get an 18 to 20 months post-study work permit?

23 Jun 2026 · Answered by Bhuvaneswari Gobinathan · 1 min read
Bhuvaneswari Gobinathan
Bhuvaneswari Gobinathan Verified
Leap Scholar's Counsellor
View Profile →

Yes, you can take an education loan to pursue a master's in the UK and be eligible for a post-study work permit.

Indian students commonly use education loans from Indian banks or financial institutions to cover tuition and living expenses. Loan terms depend on the lender and your financial profile.

For the post-study work permit (Graduate Visa):
- If you complete your course and apply before 31 Dec 2026: You can get a 2-year Graduate Visa (subject to change).
- If you apply on or after 1 Jan 2027: The Graduate Visa duration will be 18 months (subject to change).

Since your preferred intake is September 2027, you would typically qualify for the 18-month Graduate Visa. If you want the longer 2-year option, consider starting your course earlier.

If you need help planning your intake or understanding loan options, connect with your LeapScholar counsellor.

Still have doubts?

Speak to a LeapScholar expert — free, no obligations.

4.7/5 Google 🎓 25K+ admits
Book Free Counselling Session

More Post-study work questions

More UK questions

Book a free counselling call Book Now