Can I start EMI repayment after completing my graduation or MBA?
27 Aug 2026 · Answered by Pallavi Attri · 1 min read
Yes, you can usually start repaying your education loan (EMIs) after finishing your graduation or MBA.
Most Indian education loans offer a moratorium period that covers your course duration plus 6 - 12 months after completion. During this time, EMIs are not required, but interest may still accrue and is often added to your principal. After the moratorium, regular EMIs begin, with repayment periods typically up to 15 years.
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