Before going to Germany, do we need to collect some amount and then have some amount after going there? What exactly is the financial requirement before and after going to Germany?

You do need to arrange and lock away a specific amount of money prior to your visa application, and that same fund is then trickled back to you after you arrive. This requirement is fulfilled through a special blocked account, known locally as a Sperrkonto, to prove you can support yourself.

Financial Requirements Breakdown

Steps for Setting Up and Unlocking Your Funds

• Apply online with an approved provider like Fintiba, Expatrio, or Deutsche Bank to set up your blocked account.
• Transfer the total annual sum plus any initial setup fees from your home country bank to receive your blocking confirmation document.
• Register your address, open a local current account, and submit your arrival documents to activate monthly disbursements.

My Advice

Make sure you factor in extra funds for setup fees and initial international bank transfer costs so your final blocked deposit hits the exact minimum requirement. Start this online setup process several weeks before your visa appointment to avoid unnecessary processing delays.