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Are there scholarships available that cover both tuition and living expenses without needing a blocked account in Germany for a Master's?

31 Aug 2026 · Answered by Kavya M P · 1 min read
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Yes, fully funded scholarships cover both tuition fees and living expenses for Master programs in Germany. Winning one of these recognized awards completely exempts you from needing a blocked account for your student visa. The official scholarship award letter acts as direct proof of financial resources submitted to the German.

Kavya M P
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If you want to study in Germany without depositing thousands of euros upfront, securing a recognized full scholarship is your ideal pathway. These prestigious awards eliminate the financial barrier of a blocked account by acting as official proof of funds for your visa.

Major Fully Funded Scholarship Options

Scholarship ProgramMonthly Living StipendKey Coverage Details
DAAD ScholarshipsEUR 992Monthly stipend, health insurance, travel allowance, and study allowance.
Erasmus MundusEUR 1,400Full tuition fees, travel costs, installation costs, and monthly stipend.
Political FoundationsEUR 992Matching living cost stipends, health insurance, and educational allowances.

Essential Application Requirements

  • Prepare your materials early, as major scholarship deadlines often fall nearly a year before your program starts.
  • Maintain a strong academic record, typically equivalent to a German Gut or better, alongside a clear Statement of Purpose.
  • Build a reliable backup plan, such as standard university admission paired with a blocked account, due to high competition.

My Advice

Because competition for these fully funded awards is extremely fierce, you should begin preparing your applications at least a year in advance. Always maintain a parallel backup strategy using a traditional blocked account or part-time student work in case your scholarship applications are unsuccessful.

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