After scholarships, am I eligible for a loan?

Yes, you are eligible to apply for an education loan even after receiving scholarships. Indian banks and financial institutions typically allow you to take a loan to cover remaining expenses such as tuition balance, living costs, travel, and other study-related costs not covered by your scholarship.

- You will need a co-applicant (usually a parent or guardian) with a stable income and good credit history.
- The loan amount depends on your financial profile, collateral (if any), and lender policies. Unsecured loans can go up to around ₹20 lakh; secured loans can be higher.