Will my parents not filing income tax returns affect my ability to get an education loan or visa approval as a sponsor?

Yes, your parents not filing income tax returns (ITR) can affect both education loan approval and visa applications if they are your sponsors.

Lenders and visa authorities usually require ITRs to verify your sponsor’s income and financial stability. Without ITRs, your application may face additional scrutiny or delays.

However, some lenders and authorities may accept alternatives like salary slips, bank statements, or Form 16. Providing collateral or adding a financially strong co-applicant can also help.