What documents and proof of funds are acceptable for New Zealand student visa, especially regarding source of funds and investments like PPF, LIC, and business income?

You must show clear, accessible proof of funds for a New Zealand student visa. Immigration New Zealand typically accepts:

- Recent bank statements (covering at least 3 months) in your name
- Fixed-term deposit certificates (held for at least 3 months)
- Education loan sanction letters from recognized banks
- Scholarship award letters stating amount and duration
- Provident fund statements if funds are withdrawable

For large or recent deposits, newly opened accounts, or business income, you’ll need to provide extra documentation - such as payslips, tax returns, employer or business registration letters - to prove the money’s genuine source.

PPF (Public Provident Fund) and LIC (Life Insurance Corporation) policies are generally not accepted as direct proof, since they are not readily accessible.