Is my salary enough to meet funding requirements or do I need additional funds in New Zealand for a Master's?

No, your current annual salary of ₹10 - 15 lakh (approximately NZD 20,000 - 30,000) is not enough to fully meet New Zealand’s student visa funding requirements for a master's program.

- Tuition fees: NZD 26,000 - 55,000/year (varies by course and university)
- Living expenses: NZD 20,000/year (required by the government)
- Return travel: About NZD 2,000

You need to show access to NZD 48,000 - 77,000/year for tuition, living, and travel. Your salary alone is below this threshold, so you’ll need additional funds - such as savings, an education loan, or sponsorship - to qualify.