Is it possible to get a student loan for studying in New Zealand, and what percentage of the loan amount can I expect?
08 Jul 2026 · Answered by Sweety Shah · 1 min read
Yes, you can get a student loan from Indian banks to study in New Zealand. These loans generally cover tuition fees, living expenses, and related study costs.
- Secured loans (with collateral) can offer higher amounts, sometimes up to ₹3 crore.
- Unsecured loans (without collateral) have lower limits.
- The percentage of expenses covered depends on your financial profile and the bank’s policy.
For your New Zealand visa, the loan must be from a recognized bank and include a detailed sanction letter. Loan terms and coverage are subject to change.
If you need help choosing the right loan or understanding the process, connect with your LeapScholar counsellor.
Low percentage, study gap or no work experience?
Find out which NZ universities you still qualify for.
4.7/5 Google
🎓 25K+ admits
Check My EligibilityMore Universities & admissions questions
- When are the spring and fall application deadlines for South Korean universities that I should plan for?
- How much would I pay in first-year tuition for the International MBA program at York University, Toronto?
- What are some effective online German language classes for Indian students preparing to study in Germany?
- By when should my HEP point be completed, should it be this month to avoid delay in UK?
- If I apply to two courses at the same university, do I need separate letters of recommendation for each course or can I use the same letter for both?
- What are the chances of getting a conditional offer letter requiring IELTS even if I have a good 12th standard score?
- Is January 2027 intake possible for masters in business analytics in UK/UAE?
- Which universities in the USA offer MS Engineering Management for a B.Tech Automotive Engineering graduate, Duolingo 120 and ₹80 lakhs budget?
More New Zealand questions
- Is it possible to study computer science with specialization in artificial intelligence in UK/New Zealand for a Master's?
- Can you add preferences for good digital marketing and performance marketing courses in New Zealand for a Master's?
- Is it possible for my son, who is currently in twelfth grade, to study in New Zealand next year for a Diploma?
- Which countries have less strict or different financial requirements compared to New Zealand, especially regarding funding duration?
- What steps do I follow to apply for a New Zealand student visa from India?
- Have you discussed your abroad education plan with your parents in UK/Australia?
- Which master's specialisation suits a Pharmacy graduate with 70 percent marks applying to New Zealand for clinical roles?
- Will my work experience from a small company be accepted in New Zealand/Germany for a Master's?
🎓 Low marks, gap year or no experience? Check Eligibility