Is it possible to get a full education loan for studying abroad if I am not earning?
24 Aug 2026 · Answered by Shairal Pathak · 1 min read
Yes, you can get a full education loan for studying abroad even if you are not currently earning.
Most lenders will require a co-applicant - usually a parent or guardian - with a stable income and good credit history to support your application. The co-applicant's financial profile is key for loan approval and repayment.
Some lenders may offer loans against collateral (like property or fixed deposits) or, in rare cases, assess your future earning potential for unsecured loans. Loan coverage, interest rates, and terms vary by lender and are subject to change.
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