If the ITR (Income Tax Return) process is not possible, what other options do I have for visa application in New Zealand?

Yes, you can apply for a New Zealand student visa without ITRs (Income Tax Returns), but you must provide strong alternative financial documents.

Accepted alternatives include:

- Recent bank statements (last 3 months) showing sufficient funds
- Fixed-term deposit certificates held for at least 3 months
- Education loan sanction letters from recognized banks
- Scholarship award letters (if applicable)
- Proof of tuition fee payment (receipts/letters)
- Evidence of living expenses (NZD 20,000/year) and return travel funds

These documents must clearly show the source and availability of funds. If there are large deposits, you may need to provide extra proof of legitimacy, such as employer letters or payslips.

While ITRs are not mandatory, their absence can increase visa risk.