If I take a loan and have all the money in hand, will that be acceptable for visa purposes in New Zealand?

Yes, having an education loan and the funds available in your account is acceptable for a New Zealand student visa.

You must provide:
- Loan sanction letter: Issued by your bank, showing the loan amount, security, interest rate, and repayment schedule.
- Repayment plan: A clear outline of how you will repay the loan after your studies.

The funds must be genuinely available to you while in New Zealand - not tied up in non-liquid assets. These requirements are subject to change by Immigration New Zealand.

If you need help preparing your financial documents, contact your LeapScholar counsellor.