If I do not have ITR documents, can I still apply for a student visa to New Zealand?

Yes, you can apply for a New Zealand student visa without Income Tax Return (ITR) documents. ITRs are not mandatory, but they do help show the stability and legitimacy of your or your sponsor’s income.

If you don’t have ITRs, you must provide strong alternative financial proof, such as:
- Recent bank statements (last 3 months)
- Fixed-term deposit certificates held for at least 3 months
- Education loan sanction letters from recognized banks
- Scholarship award letters
- Proof of tuition fee payment

Be prepared to explain and support the source of any large deposits with documents like employer letters or payslips. Providing clear and genuine financial documents is essential to reduce visa refusal risk.