How do I show sufficient funds for tuition fees and living expenses for a New Zealand student visa, and can the funds be shown monthly or must be shown as a lump sum?

You must show the full required funds as a lump sum when applying for a New Zealand student visa.

- Tuition fees: Provide proof you can pay your first year’s tuition (or the full amount if your course is less than a year). This can be a payment receipt or an official letter from your education provider. - Living expenses: Show NZD 20,000/year (or NZD 1,667/month for shorter courses) using bank statements, fixed deposits (held for at least three months), scholarship letters, or education loan sanction letters.

Monthly transfers are only allowed if you use the Funds Transfer Scheme (FTS), which is available to eligible applicants. Otherwise, Immigration New Zealand expects to see the full amount available up front.