For a non-collateral loan, what are the eligibility criteria?

For a non-collateral education loan, you typically need to meet these criteria:

- Indian citizenship or valid residency status
- Admission offer from a recognized foreign university
- Strong academic record (minimum marks set by the lender)
- Co-applicant or guarantor (usually a parent or close relative with steady income)
- Proof of co-applicant’s income and repayment ability
- Age limit (usually 18 - 35 years)
- The course must be full-time and recognized

Requirements can vary by bank or lender.