Do I still have time to get admission into a good university if I want to go in 2028 or one to two years later for a Master's?

Yes, you have plenty of time to prepare and apply for admission to a good university for the 2028 intake or even one to two years later.

Given your profile:
- Education: Completing your Master's in Finance in 2025 aligns well with further study abroad.
- Work Experience: 4 years of experience will strengthen your application.
- IELTS: You’ll need to take the IELTS (minimum 6.5 - 7.0 for most Master's programs). Plan to prepare and schedule this soon.

Typical timelines: Applications for 2028 intake will open in August 2026, with deadlines ranging from November 2026 to March 2027. Starting your application process 12 - 18 months before your intended start date is ideal.