Do I need to maintain the loan amount in my account for three months before filing the visa in New Zealand?
27 Aug 2026 · Answered by Honnappa Chandrannavar · 1 min read
Yes, you should maintain the loan amount in your bank account for at least three months before applying for your New Zealand student visa. This shows Immigration New Zealand that your funds are genuine and accessible, which strengthens your application.
INZ reviews the source and history of funds closely. Large, unexplained deposits or a lack of financial history can lead to additional scrutiny and requests for more documentation.
Cash income, business income or no ITR?
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