Can I get the Gujarat government education loan for studying abroad, and what is the loan limit?
The Gujarat government education loan for studying abroad offers up to INR 15 lakh at 4% interest through GUEEDC. You must be a Gujarat resident with family income below INR 6 lakh, a confirmed admission letter, unreserved category status and at least 60% in Class 12.
If you are a Gujarat resident, the state's education loan through GUEEDC can offer up to INR 15 lakh at 4% interest for study abroad. Your annual family income must be below INR 6 lakh and you need a confirmed admission letter. You must also be from the unreserved category and have at least 60% in Class 12.
Gujarat education loan at a glance
| Feature | Details |
|---|---|
| Loan amount | Up to INR 15 lakh |
| Interest rate | 4% |
| Lender | GUEEDC (Gujarat Unreserved Educational and Economical Development Corporation) |
| Residency | Resident of Gujarat |
| Annual family income | Below INR 6 lakh |
| Admission proof | Admission confirmation letter from a foreign university or college |
| Category and marks | Unreserved category; at least 60% in Class 12 |
| Moratorium | Course duration plus one year |
Programmes and how to apply
- After Class 12 the scheme covers only MBBS; otherwise it is for postgraduate study (including PG diplomas, or a degree after a diploma) and research abroad.
- Download the registration form from the state portal and fill it in.
- Print the acknowledgment receipt and send it to the department, directly or by courier, with self-attested documents from the checklist.
My Advice
Check your expected loan size against the INR 15 lakh limit before you apply. Prepare self-attested copies as per the checklist and confirm the latest terms on the official portal.
This information is available on: gueedc.gujarat.gov.in
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