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Can I get the Gujarat government education loan for studying abroad, and what is the loan limit?

02 Oct 2026 · Answered by Tharun Kumar U · 2 min read
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The Gujarat government education loan for studying abroad offers up to INR 15 lakh at 4% interest through GUEEDC. You must be a Gujarat resident with family income below INR 6 lakh, a confirmed admission letter, unreserved category status and at least 60% in Class 12.

Tharun Kumar U
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If you are a Gujarat resident, the state's education loan through GUEEDC can offer up to INR 15 lakh at 4% interest for study abroad. Your annual family income must be below INR 6 lakh and you need a confirmed admission letter. You must also be from the unreserved category and have at least 60% in Class 12.

Gujarat education loan at a glance

FeatureDetails
Loan amountUp to INR 15 lakh
Interest rate4%
LenderGUEEDC (Gujarat Unreserved Educational and Economical Development Corporation)
ResidencyResident of Gujarat
Annual family incomeBelow INR 6 lakh
Admission proofAdmission confirmation letter from a foreign university or college
Category and marksUnreserved category; at least 60% in Class 12
MoratoriumCourse duration plus one year

Programmes and how to apply

  • After Class 12 the scheme covers only MBBS; otherwise it is for postgraduate study (including PG diplomas, or a degree after a diploma) and research abroad.
  • Download the registration form from the state portal and fill it in.
  • Print the acknowledgment receipt and send it to the department, directly or by courier, with self-attested documents from the checklist.

My Advice

Check your expected loan size against the INR 15 lakh limit before you apply. Prepare self-attested copies as per the checklist and confirm the latest terms on the official portal.

This information is available on: gueedc.gujarat.gov.in

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