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Can I get a 100% education loan for studying abroad, and how long does the loan approval process take?

24 Aug 2026 · Answered by Leeladhar S · 1 min read
Leeladhar S
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Yes, you can get a 100% education loan for studying abroad that covers both tuition and living expenses. Indian banks and financial institutions typically offer loans up to ₹3 crore, depending on your eligibility, the university, and the country.

- Collateral-free loans are available up to a certain limit, mainly for top institutions.
- Collateral and a co-applicant with stable income are usually required for higher loan amounts.
- Approval process: Usually takes 1 - 3 weeks, depending on the lender and the completeness of your documents.

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