Am I eligible for an education loan, and how much loan can I receive for a Postgraduate?
31 Jul 2026 · Answered by Shairal Pathak · 1 min read
It depends. Your 49% graduation score may limit your eligibility, as many banks require at least 50% in your undergraduate degree for an education loan. However, your 10 years of work experience and postgraduate qualification could strengthen your profile, and some lenders may consider these factors.
- Unsecured loans: Up to ₹7.5 lakh is typical.
- Secured loans (with collateral): Higher amounts are possible, sometimes up to ₹3 crore, but collateral is required.
- Repayment: Usually starts 6 - 12 months after course completion, with tenures up to 15 years. Terms are subject to change.
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