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Top Universities in Australia for International Students

Australia is rapidly emerging as a preferred destination for Indian students, surpassing traditional choices like the US and the UK. Australia's unique blend of academic excellence, a multicultural environment, and a focus on employable skills make it an incredibly attractive option.

 

Australia's 42 universities boast a stellar reputation for research and innovation. They offer a practical, industry-oriented approach to learning, preparing students for successful international careers. 
 

Did you know that in recent years, approximately 64,617 student visa applications have been lodged by Indian nationals outside Australia? Additionally, according to the Australian Department of Home Affairs, 75% of student visa applications in the higher education sector are processed in just 22 days.

 

Furthermore, with over 122,000 Indian students currently enrolled in Australian universities, you'll find a vibrant and supportive Indian community to enhance your educational journey in Australia.

 

Key Highlight Table:

 

FactorsDetails
Total Number of Indian StudentsMore than 1,22,000 
Number of universities in AustraliaMore than 40
Top Universities
Tuition fees of universities in AustraliaINR 10L (AUD 18,602) - INR 50L (AUD 93,014)
Popular courses in Australia
  • Master in Finance
  • Master of Human Resource Management (HRM)
  • Bachelor of Computer Science
English language exam requirement
Entrance exams requirement
Cost of LivingINR 92,000 (AUD 1,723) per month
Top Scholarships
  • K.C. Mahindra Scholarships for Post-Graduate Studies Abroad
  • Sydney Scholars India Scholarship

Why Study In Australia?

 

Deciding to study in Australia can be an excellent choice for anyone seeking quality education and practical learning methods. The country is also a melting pot of diverse cultures as people from around the world come to Australia for work or education.  
 

Here are some of the reasons why Australia is a great study destination for international students:

 

  • High-quality Education: According to the Australian government, 3 of the top 20 universities and 9 of the top 100 are ranked globally by QS World University rankings.
  • Availability of Courses:  The courses in Australia are accredited by the Australian Qualifications Framework (AQF), and the courses that are provided include high school programs, English language courses, Vocational Education and Training (VET), and Technical and Further Education (TAFE) courses, and undergraduate and postgraduate programs.
  • Diverse Culture: With citizens from all over the world, Australia is a cultural mix destination where people from different backgrounds can live harmoniously. 
  • Job Opportunities: Australia has one of the strongest economies, with many multinational companies based in its cities. These companies offer excellent job prospects for international students. 
  • Visa extension after course completion: Australia offers 2 years of visa extension for work opportunities. In Australia, students can work both during the course and after the work. A lot of on-campus job opportunities are offered to students by universities.
  • Scholarships: Australia provides over 3,000 scholarship options for international students, and the government has invested 300 million in ASD to make studies more affordable. 
  • Safety and Stability: Australia is highly ranked for safety and stability, making it a secure place to study. Its multicultural environment promotes tolerance and respect for different cultures, making it a welcoming place for international students.  
     

All these factors make Australia an excellent choice for anyone seeking to study abroad. 

Intakes In Australia

 

If you're considering studying in Australia, you might be curious about the intakes available. Not to worry, Australia has a lot to offer with its three intakes per year: 

  • February
  • July
  • November  
     

Each intake has its own advantages and challenges, so it's essential to choose the intake that best suits your academic and personal goals. The February intake is the most popular among international students as it provides ample time for settling in and adjusting to the new environment.  
 

The July intake is ideal for students who missed the February intake but still want to begin their studies in the same year. The November intake, on the other hand, is a unique opportunity for students who wish to complete their degree earlier than usual.  
 

To give you a more detailed insight, here's a table of intakes in Australia with their duration and application deadlines: 
 

Intakes in AustraliaApplication Deadline Duration
February IntakeOctober to November (Previous year)February or Early March to Late May or Early June
July IntakeApril to MayLate July or Early August to November
November IntakeSeptember Late November to January

Top 10 Universities in Australia

 

Australia is home to some of the world's best universities, offering top-notch education to students from around the globe. These universities provide excellent academic programs, state-of-the-art facilities, and a vibrant campus life, making Australia a popular destination for international students.  
 

Here is the list of the top 10 universities in Australia based on the QS World University Rankings 2024 and THE World University Rankings 2024. 

 

University Name QS World Ranking 2024THE World Ranking 2024
University of Melbourne#14#37
University of New South Wales#19#84
University of Sydney#19#60
Australian National University #34#67
Monash University#42#54
University of Queensland#43#70
University of Western Australia#72#143
University of Adelaide#89#111
University of Technology Sydney#90#148
Macquarie University#130#180

 

Top Engineering Colleges in Australia

 

Australia is known for its excellent education system, and this extends to its engineering universities. The country has some of the top engineering universities in the world, with a focus on innovation and practical experience.  
 

The University of New South Wales takes the top spot for engineering colleges in Australia, ranking 31st in the world. Other top engineering universities in Australia include the University of Sydney, Monash University, and the University of Queensland. 
 

These universities offer a range of engineering programs, including civil, mechanical, electrical, and software engineering. They also provide students with opportunities for practical experience through internships, industry projects, and research programs. 
 

In fact, many of these universities have strong partnerships with industry leaders to ensure that their students are equipped with the skills and knowledge required for a successful career in engineering. 
 

Here is a table of the top Universities in Australia for Engineering, along with their rankings: 
 

UniversitiesQS Subject Rankings 2024
University of New South Wales#31
University of Melbourne#49
University of Sydney#68


Top Business & Management Universities in Australia

 

When it comes to pursuing a degree in Business and Management, Australia has plenty of options to offer. The country boasts of some of the top-notch universities that provide quality education in this field.  
 

Below is the list of Universities in Australia for Business and Management courses: 
 

UniversitiesQS Subject Rankings 2024
University of New South Wales#35
University of Melbourne#45
University of Sydney#54

 

Top Legal Studies & Law Universities in Australia

 

Australia is home to over 20 law universities, out of which 3 rank in the top 50 globally according to the QS Subject Rankings 2024. These universities offer a world-class education to students from around the world, with a focus on practical learning, state-of-the-art facilities, and opportunities for internships.  
 

With such high standards, it's no wonder that over 400,000 international students apply for various law courses in Australia annually. However, due to limited seats, only around 250,000 applications are accepted 
 

Here is a compiled list of universities in Australia for legal studies and law subjects based on the subject ranking:

 

UniversitiesQS Subject Rankings
University of Melbourne#10
University of New South Wales#12
The University of Sydney#16

Top Cities In Australia

 

Australia is known for its diverse and vibrant cities, each offering its unique blend of culture, lifestyle, and opportunities. For Indian students, Melbourne is often considered the best city due to its multicultural environment, high quality of life, and excellent universities.  
 

However, other cities like Sydney, Brisbane, and Perth are also popular choices for international students due to their world-class education, job opportunities, and lifestyle. Each of these cities has something unique to offer. 
 

For instance, Sydney is known for its stunning beaches and vibrant nightlife, while Melbourne is famous for its art and culture scene.  
 

Every year, approximately 3 Lakh students from all corners of the globe come to college in Australia. Asia is a particularly strong source of this international student population, with countries like China, India, Korea, Vietnam, and Malaysia well-represented. 

 

Here is a compiled list of some of the top cities in Australia for international students:

 

CitiesQS Best Student City Ranking 2024
Melbourne#4
Sydney#7
Brisbane#22
Adelaide#26
Canberra#30
Perth #34
Gold Coast #87

Top Courses in Australia

 

Australia offers a wide range of courses and career-oriented programs across its 42 universities. With over 22,000 courses, students have the flexibility to choose from a diverse range of fields. 
 

From humanities to engineering, law to medicine, and business to IT, Australia's universities provide top-notch education and training in various areas of study. Furthermore, the courses in Australia are accredited by the Australian Qualifications Framework (AQF), enhancing the value of your degree and skills.  
 

Here's a table of the top courses in Australia: 
 

Top Courses In AustraliaCount of  Universities
UG Diploma#74
BBA#58
MIM#54
B.E./B.Tech#52
MBA/PGDM#51
MS#51
B.Sc.#40
PG Diploma#38
M.A.#34
B.A.#33

Admission requirements in Australia

 

Admission requirements in Australia can vary depending on the course and level of study you are applying for. Generally, international students must meet specific entry requirements, which can include English language proficiency, academic qualifications, and relevant work experience.  
 

Some courses may also require additional tests or interviews as part of the application process. It's essential to research the specific admission requirements for your chosen course and institution before applying to ensure you meet all the necessary criteria.  
 

Highlight Table for Requirements:

 

FeatureDetails
Academic Qualifications
  • Completed high school or equivalent
  • Completed bachelor's degree or equivalent
Grades/ GPAUsually 2.8 - 3.0 and above
English Language ProficiencyDemonstrated proficiency through tests like IELTSPTETOEFL, and Duolingo (scores vary)

 

Entrance Exam Required:

 

Unlike the USA, where entrance exams are often program-specific, the Australian system is generally more streamlined.  
 

Here's a table of the entrance exams accepted in Australia: 
 

Entrance Exam AcceptedCount of Universities
GRE4
GMAT9

 

English Language Proficiency Tests:

 

Australia is a popular study destination for international students, and to study in Australian universities, you need to meet the English language proficiency requirements.  
 

Australian universities accept several English language proficiency tests, but the most common ones are:

These exams test your English language skills in:

Each exam has its own scoring system and minimum score requirements. The IELTS exam is the most popular and widely accepted exam in Australia, and around 3 million candidates worldwide take the IELTS exam each year 
 

Here's a table of all the English language proficiency exams accepted in Australia, along with their minimum score requirements: 
 

English Proficiency ExamsMin Score RequiredCount of Universities
IELTSAbove 5.5118
TOEFLAbove 80104
PTEAbove 5098
DuolingoBetween 95 - 14010

 

Documents Required: 
 

The specific documents needed for your application will vary depending on the university and program.  
 

However, some general requirements include:

 

  • Passport-Electronic Confirmation of Enrolment
  • Genuine Temporary Entrant (GTE) Statement
  • Financial Documents
  • SOP
  • LOR
  • Visa
  • IELTS/TOEFL Test Score
  • Academic Transcripts
  • Health Insurance
  • CV

Cost of Studying in Australia

 

Studying in Australia can be less expensive for international students than studying in other countries like the USA and the UK, and if you plan your expenses smartly, you can more easily manage your bank balance without any financial problems.  
 

Studying in Australia includes both the cost of living and studying. Your expenditure on the tuition fee will depend on the type of degree and institution you opt for. 
 

For example, a medical degree in Australia costs between INR 39L (AUD 70,000) and INR 54L (AUD 101,000). 
 

Here is the table regarding the cost of studying in Australia based on various programs: 
 

Study ProgramAverage Annual Tuition Fees 

Vocational Education and Training

(Certificates I to IV, Diploma and Advanced Diploma)

INR 2L (AUD 4000) - INR 12L (AUD 22,000)
Undergraduate or Bachelors DegreeINR 8L (AUD 15,000 - INR 17L (AUD $33,000) 
Post-graduation or Masters Degree INR 10L (AUD 20,000) - INR 20L (AUD 37,000)
Doctoral DegreeINR 7L (AUD 14,000) - INR 20L (AUD 37,000)

 

Humanities, arts, and education courses are usually a little cheaper than engineering and medicine. However, post-graduation is usually expensive compared to other degrees, and the cost varies depending on the program.  
 

Cost of Living in Australia

 

The average cost of living in Australia is around INR 92,000 (AUD 1,723) per month, excluding rent. This includes a range of daily expenses, such as food, medical expenses, and transportation.  
 

To help you better understand these costs, we have provided a breakdown of the major elements that contribute to your monthly living expenses in Australia.  
 

Let's understand what the living cost in Australia looks like:
 

Factors Monthly Costs
Phone and Internet ServicesINR 6,900 (AUD 128)
TransportationINR 9,000 (AUD 170)
Other Basic Utilities INR 18,000 (AUD 334)
Food & GroceriesINR 21,500 (AUD 400)
RentINR 1.2L (AUD 2377)

Sourced By: Numbeo

Note: The costs mentioned in the table are approximate and may vary by location and currency exchange rates.

Scholarships in Australia

 

Australia provides a wide range of scholarships to international students, including Indian students, to help them achieve their academic goals.  
 

These scholarships are offered by the Australian government, universities, and private organisations and are designed to ease the financial burden of studying abroad.  
 

Scholarships in Australia generally cover tuition fees, living expenses, and travel costs, making it easier for students to focus on their studies and enjoy their time in Australia.  
 

Indian students can explore various scholarships to study in Australia and choose the one that suits their academic and personal needs.  
 

Here's a table of scholarships in Australia available for Indian students:

 

ScholarshipsEligibility CriteriaBenefits (Approx)

South Asia Excellence Scholarship


 

  • Must have a valid passport.
  • Starting an undergraduate or postgraduate coursework program at the University.
  • Must be an international student paying full tuition fees.
  • Commencing studies at an approved Australian or online campus as your offer letter states.
  • Cannot hold another university scholarship unless granted special permission.
  • Responsible for covering all full-fee student costs, including tuition and visa expenses, regardless of scholarship status.
  • Must not be enrolled in a program with enrollment quotas.
INR 68,000 per 10 units
K.C. Mahindra Scholarships for Post-Graduate Studies Abroad
  • Applicants must be Indian citizens.
  • Applicants must have a First Class degree or equivalent diploma from a recognised University.
  • Applicants must have assured Admission or have applied for admission to reputed foreign universities for courses starting from August 2024 but not later than February 2025.
INR 5L - INR 10L

Sir John Monash Scholarships for Excellence


 

  • Applicants must be International citizens.
  • Must be in your final year of high school in Australia, whether through the standard Year 12 system or the International Baccalaureate program.
  • Planning to pursue a Bachelor's degree – the first level of an undergraduate program – at Monash University.
INR 5.3L (AUD 10,000)
Sydney Scholars India Scholarship
  • Must be an Indian or International student
  • Must have an unconditional offer of admission to a coursework degree
INR 21.5L (AUD 40,000)

Jobs in Australia

 

Australia has a thriving job market that offers a wide range of opportunities for both local and international students. The national average salary in Australia is around INR 53.4L (AUD 98,176) per year, which is higher than the average salary in many other countries.  
 

According to the Australian Bureau of Statistics, the employment rate has increased, with 14,232,300 Australians employed. However, the participation rate decreased to 66.6%, and the underemployment rate remained at 6.6%.  
 

Here is a table of the top 10 professions and their average salaries in Australia:  
 

JobsAvg Salary in Australia
AccountantINR 48L (AUD 90,000)
Data AnalystINR 50L (AUD 92,500)
TeacherINR 50.8L (AUD 94,750)
DoctorINR 53.6L (AUD 1,00,000)
PharmacistINR 58L (AUD 107,816)
Civil EngineerINR 61L (AUD 1,13,949)
LawyerINR 62.6L (AUD 1,16,828)
Software EngineerINR 64.3L (AUD 1,20,000)
Marketing ManagerINR 96L (AUD 1,79,000)
PilotINR 1.7Cr (AUD 3,16,476)

Sourced By: Glassdoor

Note: The salaries mentioned in the table are approximate and may vary on the basis of location, employer and experience.

 

Here are the top universities and their average salary package for the previous year: 
 

University NameAverage Salary
Australian National UniversityINR 40L
The University of SydneyINR 45L
The University of QueenslandINR 46L
The University of New South WalesINR 47L
The University of MelbourneINR 48L

Note: The amounts mentioned may vary depending on the currency exchange rate.

 

Top Recruiters in Australia

 

Australia boasts a variety of top recruiters that offer numerous job opportunities for both local and international job seekers. These recruiters are leaders in their respective industries and provide excellent career prospects.  
 

Here are the top 10 recruiters in Australia: 

 

  • Suncorp
  • Scentre Group
  • Ramsay Health Care
  • QBE Insurance
  • Coles Group
  • Amazon
  • Coles Supermarkets
  • Goodman Group
  • Origin Energy
  • Lendlease

124

 results

CQ University

Rockhampton, Australia

Overview

Programs Offered

188

1st Year Tuition Fees

from ₹27.85 L

Duration

24 Months

Calculate your costs now

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Admissions

Min. IELTS Score

6.0

Acceptance Rate

53.59%

See who’s been accepted

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Finance

Loans available

Zero collateral loans at 11% per annum

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Australian National University

Canberra, Australia

Overview

Programs Offered

223

1st Year Tuition Fees

from ₹26.07 L

Duration

36 Months

Calculate your costs now

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Admissions

Min. IELTS Score

6.5

See who’s been accepted

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Finance

Loans available

Zero collateral loans at 11% per annum

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Placements

Work Visa Duration

24 months

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University of Tasmania

Hobart, Australia

Overview

Programs Offered

166

1st Year Tuition Fees

from ₹25.83 L

Duration

24 Months

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Admissions

Min. IELTS Score

6.0

Acceptance Rate

55.88%

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Finance

Loans available

Zero collateral loans at 11% per annum

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Test University - Sydney Campus

Sydney- Aus, Australia

Overview

Programs Offered

1

1st Year Tuition Fees

from ₹25.41 L

Duration

60 Months

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Admissions

Min. IELTS Score

6.5

See who’s been accepted

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Finance

Loans available

Zero collateral loans at 11% per annum

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Overview

Programs Offered

1

1st Year Tuition Fees

from ₹25.41 L

Duration

48 Months

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Admissions

Min. IELTS Score

6.5

See who’s been accepted

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Finance

Loans available

Zero collateral loans at 11% per annum

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RMIT University

Melbourne - Aus, Australia

Overview

Programs Offered

248

1st Year Tuition Fees

from ₹23.99 L

Duration

24 Months

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Admissions

Min. IELTS Score

6.5

Acceptance Rate

22%

See who’s been accepted

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Finance

Loans available

Zero collateral loans at 11% per annum

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Placements

Work Visa Duration

24 months

Top Recruiters

Mercedes-Benz, BHP

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Deakin University

Geelong, Australia

Overview

Programs Offered

194

1st Year Tuition Fees

from ₹19.99 L

Duration

48 Months

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Admissions

Min. IELTS Score

7.0

Acceptance Rate

38.02%

See who’s been accepted

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Finance

Loans available

Zero collateral loans at 11% per annum

Check loan eligibility

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Overview

Programs Offered

221

1st Year Tuition Fees

from ₹19.72 L

Duration

36 Months

Calculate your costs now

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Admissions

Min. IELTS Score

6.0

Acceptance Rate

26.47%

See who’s been accepted

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Finance

Loans available

Zero collateral loans at 11% per annum

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James Cook University - Brisbane

Brisbane, Australia

Overview

Programs Offered

24

1st Year Tuition Fees

from ₹19.41 L

Duration

36 Months

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Admissions

Min. IELTS Score

6.0

Acceptance Rate

20%

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Finance

Loans available

Zero collateral loans at 11% per annum

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University of Divinity

Kew Vic, Australia

Overview

Programs Offered

1

1st Year Tuition Fees

from ₹19.40 L

Duration

48 Months

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Admissions

Min. IELTS Score

6.5

See who’s been accepted

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Finance

Loans available

Zero collateral loans at 11% per annum

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Western Sydney University

Sydney- Aus, Australia

Overview

Programs Offered

495

1st Year Tuition Fees

from ₹19.21 L

Duration

24 Months

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Admissions

Min. IELTS Score

6.5

Acceptance Rate

80.95%

See who’s been accepted

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Finance

Loans available

Zero collateral loans at 11% per annum

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Flinders University

Adelaide, Australia

Overview

Programs Offered

284

1st Year Tuition Fees

from ₹18.88 L

Duration

24 Months

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Admissions

Min. IELTS Score

6.0

Acceptance Rate

65.33%

See who’s been accepted

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Finance

Loans available

Zero collateral loans at 11% per annum

Check loan eligibility

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Overview

Programs Offered

263

1st Year Tuition Fees

from ₹18.38 L

Duration

12 Months

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Admissions

Min. IELTS Score

6.5

Acceptance Rate

51.43%

See who’s been accepted

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Finance

Loans available

Zero collateral loans at 11% per annum

Check loan eligibility

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Overview

Programs Offered

14

1st Year Tuition Fees

from ₹16.64 L

Duration

24 Months

Calculate your costs now

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Admissions

Min. IELTS Score

6.0

See who’s been accepted

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Finance

Loans available

Zero collateral loans at 11% per annum

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Charles Sturt University

Melbourne - Aus, Australia

Overview

Programs Offered

101

1st Year Tuition Fees

from ₹16.26 L

Duration

18 Months

Calculate your costs now

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Admissions

Min. IELTS Score

6.0

Acceptance Rate

25%

See who’s been accepted

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Finance

Loans available

Zero collateral loans at 11% per annum

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Edith Cowan University

Joondalup, Australia

Overview

Programs Offered

62

1st Year Tuition Fees

from ₹15.78 L

Duration

36 Months

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Admissions

Acceptance Rate

16.05%

See who’s been accepted

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Finance

Loans available

Zero collateral loans at 11% per annum

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Torrens University

Adelaide, Australia

Overview

Programs Offered

121

1st Year Tuition Fees

from ₹14.99 L

Duration

36 Months

Calculate your costs now

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Admissions

Min. IELTS Score

6.0

See who’s been accepted

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Finance

Loans available

Zero collateral loans at 11% per annum

Check loan eligibility

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Placements

Work Visa Duration

24 months

Discover career opportunities

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Overview

Programs Offered

23

1st Year Tuition Fees

from ₹13.05 L

Duration

18 Months

Calculate your costs now

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Admissions

Min. IELTS Score

6.5

Acceptance Rate

57.14%

See who’s been accepted

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Finance

Loans available

Zero collateral loans at 11% per annum

Check loan eligibility

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Swinburne University of Technology

Melbourne - Aus, Australia

Overview

Programs Offered

479

Calculate your costs now

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Admissions

Min. IELTS Score

6.5

Acceptance Rate

25.5%

See who’s been accepted

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Finance

Loans available

Zero collateral loans at 11% per annum

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University of the Sunshine Coast

Sippy downs, Australia

Overview

Programs Offered

128

Duration

24 Months

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Admissions

Min. IELTS Score

6.0

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Finance

Loans available

Zero collateral loans at 11% per annum

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1

Top Universities in Australia for International Students

Q. Which are the top colleges in Australia for International students?

Ans. The top colleges in Australia for international students include the University of Melbourne

  • The University of Sydney
  • The Australian National University
  • The University of Queensland
  • Monash University
Q. What are the level 1 universities in Australia?

Ans. Level 1 universities in Australia are those that have the highest level of research activity. These include: 

  • The University of Melbourne
  • The University of Sydney
  • The University of Queensland
  • The Australian National University
  • The University of New South Wales
Q. Which are the top Universities in Australia for masters?

Ans. Some of the top universities in Australia for master's programs include:

  • The University of Melbourne
  • The University of Sydney
  • The Australian National University
  • The University of Queensland
  • Monash University
Q. Which are the best universities in Australia for MBA?

Ans. The best universities in Australia for MBA programs include

  • The University of Melbourne
  • The University of Sydney
  • The Australian National University
  • The University of Queensland
  • Monash University
Q. Can Indian students apply for post-study work opportunities in Australia after completing their studies?

Ans. Yes, Indian students can apply for post-study work opportunities in Australia after completing their studies. The work visa duration will depend on the level of qualification obtained.

Q. What support services are available for international students at Australian universities?

Ans. Australian universities offer a range of support services for international students. These services include academic support, such as study skills workshops and tutoring, as well as counselling services for mental health and personal issues. Additionally, health services are available to ensure that students maintain good health while studying. Accommodation assistance and career services are also available to help students find suitable housing and employment opportunities. These services are designed to help international students adjust to university life and make the most of their academic experience in Australia.

Q. Do top Universities in Australia offer scholarships to Indian students?

Ans. Yes, top universities in Australia offer scholarships to international students, including Indian students. The eligibility criteria and scholarship application process may vary by university and program. Some of the top Australian scholarships for Indian students are K.C. Mahindra Scholarships for Post-Graduate Studies Abroad, Sir John Monash Scholarships for Excellence and K.C. Mahindra Scholarships for Post-Graduate Studies Abroad.

Q. Which is the best city in Australia for International students?

Ans. Some of the best cities in Australia for international students include Melbourne

  • Sydney
  • Brisbane
  • Perth
  • Adelaide
     

These cities offer a vibrant culture, excellent education facilities, and a high standard of living.

Q. What is the average cost of living in Australia for International students?

Ans. The average cost of living in Australia for international students is around INR 93,000 (AUD 1,723) per month, excluding rent. This includes a range of daily expenses, such as food, medical expenses, and transportation. It can vary depending on the location and lifestyle choices.

Q. What are the most popular courses offered by top universities in Australia?

Ans. The most popular courses offered by top universities in Australia include: 

  • Master in Finance
  • Master of Human Resource Management (HRM)
  • Bachelor of Computer Science
Q. What is the average tuition fee for an international student in Australia?

Ans. The average tuition fee for an international student in Australia is around INR 15L (AUD 27,904) to INR 40L (AUD 74,411) per year, depending on the university and program. It is important to note that these fees do not include additional expenses such as accommodation, textbooks, and other living expenses.