Cost of Living in Switzerland 2024

12 min read

Home to some of the best universities in the world, Switzerland is an excellent option for Indian students to study abroad. While it is known for its high living costs, the country offers various affordable options for students and residents. Additionally, graduates enjoy a high return on investment, as their salaries are among the highest in the world.

The cost of living in Switzerland can vary depending on the city, lifestyle, and individual preferences. However, with careful planning and budgeting, students can manage their living expenses without compromising their quality of life. 

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In this blog, we will explore the key highlights of the cost of living for Indian students in Switzerland. We will cover the average costs of living in Switzerland, including rent, transportation, utilities, tuition fees, and the top universities and scholarships available in the country.

So, if you’re considering studying in Switzerland, keep reading to learn more about the cost of living in this beautiful country.

Here are the blog highlights:

ParametersCosts in CHFCosts in INR
Average Cost Of Living (without rent)15001.4L
Average Rent In City Centre17641.6L
Average Transportation Cost Monthly Pass807300
Average Utilities Cost 23421K
Average Tuition Fee4377 to 130004L to 12L
Top Universities-ETH Zurich-EPFL-University of Zurich-University of Bern
Scholarships-The Excellence Scholarship by ETH Zurich-Master’s Grants in Switzerland -Nestle MBA Scholarships for Women from Developing Countries
Average Salary80,000-90,000 73L to 82L

Why Choose Switzerland?

Switzerland can be a fantastic destination for international students who want to study abroad, offering a unique blend of academic excellence, cultural immersion, and exciting experiences. 

Here are some of the best features of choosing Switzerland for your studies:

  • Globally Renowned Education System: Switzerland boasts a distinguished higher education system, consistently ranking among the world’s best. Universities prioritise active learning, fostering a stimulating and rigorous academic environment.
  • Affordability: Public universities in Switzerland offer comparatively lower tuition fees than other top-ranked institutions globally. Scholarships and financial aid options further enhance affordability.
  • Exceptional Career Prospects: A Swiss university degree holds significant international weight. The country fosters innovation and boasts a strong economy, offering graduates access to prestigious internships and promising job opportunities.
  • Unparalleled Quality of Life: Switzerland consistently ranks among the nations with the highest living standards. Students can expect a safe environment, excellent healthcare, and a well-developed public transportation system.
  • Breathtaking Surroundings: Switzerland’s awe-inspiring natural beauty, majestic Alps, and picturesque landscapes provide a unique backdrop for student life. The country offers ample opportunities for outdoor activities and exploration.
  • Multicultural Hub: Studying abroad here allows students to interact with people worldwide, enriching their cultural understanding and personal experiences.
  • Central European Location: Switzerland’s central European location facilitates travel to neighbouring countries. Students can easily explore renowned cultural and historical sites during breaks or weekends.

Cost of Living in Switzerland for International Students

Understanding the cost of living in a foreign country is very important, especially for international students on a tight budget. It’s essential to manage your finances and create a budget in advance to ensure you have enough money to cover your expenses. 

To do this, you need to research the cost of living in the country, including accommodation, food, transportation, and other essential expenses. This will help you create a realistic budget and avoid financial difficulties. 

Below is a table of monthly costs of living in Switzerland that can help you plan your finances better. 

ParametersCosts in CHF Costs in INR
Average Transportation Cost (Monthly Pass)80 7300
Average Basic Utility Cost235 21,000
Mobile Phone Monthly Plan Costs48 4300
Internet Plan Costs49 4400
Average Food Cost200-500 18,000-45,000
Healthcare costs200-400 18,000-36,000
Average Rent In Switzerland City Centre1,765 1.6L
Average On-Campus Rent1,200-1,700 1-1.5L
Sourced By: Numbeo
Note: The costs mentioned in the table are approximate and may vary by location and currency exchange rates.

If you need further guidance and information on the cost of living in Switzerland, download our app to get all your queries answered.

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City-wise Cost Of Living in Switzerland

When considering living in Switzerland, it’s essential to understand that the cost of living can vary significantly between cities. 

Knowing the costs of different cities can help you decide where to live and plan your budget accordingly. 

For example, Zurich and Geneva are generally more expensive than other cities, while cities like Bern and Lausanne have a lower cost of living. 

Here’s a table of the average costs of living in some popular Swiss cities:

CitiesCost of living (without rent) Average Rent per month
ZurichCHF 1490 (INR 1.3L)CHF 2220 (INR 2L)
GenevaCHF 1502 (INR 1.4L)CHF 2086 (INR 1.9L)
BaselCHF 1622 (INR 1.4L)CHF 1674 (INR 1.5L)
BernCHF 1504 (INR 1.4L)CHF 1438 (INR 1.3L)
LausanneCHF 1593 (INR 1.4L)CHF 1487 (INR 1.35L)
Sourced By: Numbeo
Note: The costs mentioned in the table are approximate and may vary by location and currency exchange rates.

Top 5 Universities In Switzerland

Switzerland is renowned for its high-quality education system and is home to some of the world’s best universities. According to the QS ranking, three universities are consistently ranked in the top 100 globally, and 11 universities fall under the top 1400 worldwide. 

Switzerland has a rich academic tradition and attracts many international students. Over 35,000 Indian students are currently enrolled in Swiss universities, and this number is expected to grow in the coming years as Switzerland continues to maintain its reputation as a hub of academic excellence.

The average tuition fees of international students at Swiss Universities are INR 4L and INR 12L. The universities in Switzerland offer a wide range of courses in various fields, including:

  • Hospitality
  • Business
  • Engineering
  • Computer Science

Here is a table of the top 5 universities in Switzerland, along with their average tuition fees:

Top UniversitiesAverage Tuition Fees for UGAverage Tuition Fees for PG
ETH Zurich5850 CHF(INR 5.3L)5000-6000(INR4.5L to 5.4L)
EPFL6240 CHF(INR 5.7L)6500 CHF(INR 6L)
University of Zurich9760 CHF(INR 8.9L)7500-9000 CHF(INR 6.8L- 8.2L)
University of Basel6800 CHF(INR 6.2L)7000-9000 CHF(INR 6.4L-8.2L)
University of Bern7600 CHF(INR 6.9L)6000-8000 CHF(INR 5.4L-7.3L)
Note: The fees mentioned in the table are approximate and may vary by course.

Top 10 Courses To Study In Switzerland

Switzerland has a rich academic tradition is known for offering high-quality education across various disciplines. The country’s universities are renowned for providing students with an intellectually stimulating environment and practical skills that can be applied to the job market. 

The Indian community in Switzerland is predominantly made up of professionals in fields such as Engineering, IT, pharmaceuticals, and paramedics.

Additionally, around 750 Indian students are currently pursuing their studies in Switzerland. From an Indian student’s perspective, Switzerland is an attractive destination for higher education due to its reputation for academic excellence and multiple course offerings.

Switzerland’s focus on innovation and research is reflected in its course offerings. Programs in Engineering, Hospitality, and Business are top-rated among international students, including those from India. 

Here is a list of the top 10 courses to study in Switzerland:

  1. Engineering
  2. Hospitality and Tourism Management
  3. Business and Management
  4. Computer Science and Information Technology
  5. Life Sciences and Medicine
  6. International Relations and Political Science
  7. Environmental Science and Sustainability
  8. Art and Design
  9. Finance and Economics
  10. Law and Legal Studies

Scholarships to Reduce Cost of Living in Switzerland 

International students pursuing higher education in Switzerland can apply for various scholarships designed to mitigate the financial burden associated with living expenses. Various entities offer these scholarships, including the Swiss government, prestigious universities within the emirate, and private organisations committed to educational advancement. Scholarship awards include tuition fees, accommodation, and other essential living expenses.

Given the competitive nature of scholarship opportunities, it is highly recommended that international students submit their applications well before deadlines and ensure the inclusion of all necessary documentation. Selection criteria for scholarships vary, with some prioritising academic excellence while others may emphasise financial need, nationality, or a combination of factors.

By actively pursuing scholarships, international students can significantly reduce their cost of living in Switzerland, allowing them to dedicate their focus to academic pursuits and personal development throughout their educational journey in Switzerland.

Here is the list of available scholarships for International students in Switzerland:

ScholarshipsBenefitsType
The Excellence Scholarship by ETH ZurichThey offer a scholarship covering living and study expenses (CHF 12’000 per semester) and a tuition fee waiver.Merit-Based
UNIL Master’s Grants in Switzerland The scholarship includes CHF 1,600 per month for ten months a year, exemption from course registration fees, and a minimum duration of one and a half to two years. The only exception is the CHF 80.00 fee per semester.
-10 awards given
Merit-Based
Geneva Academy of International Humanitarian Law and Human Rights Scholarships-Full scholarships include tuition fees (CHF 18,000) and living expenses in Geneva for ten months.
-Partial scholarships provide tuition fees (CHF 18,000).
Merit-Based
Nestle MBA Scholarships for Women from Developing CountriesThe value of the award is estimated to be around CHF 25,000, and only one individual will receive it.Merit-Based
Swiss Government Excellence Scholarships for Foreign StudentsThe scholarship excludes tuition fees, health insurance, airfare, housing allowance, monthly payment, etc.Merit-Based

How To Reduce the Cost Of Living In Switzerland?

Even though Switzerland provides an exceptional academic experience, the expenses associated with living there can be a hurdle for Indian students. Nevertheless, these expenses can be reduced by carefully managing finances and planning.

Here are some recommendations to lessen your cost of living in Switzerland as an Indian student:

  • Prioritise Self-Prepared Meals: Cooking meals at home rather than relying on frequent restaurant dining can lead to significant cost savings.
  • Embrace Bulk Purchases and Value Seekers: Purchasing groceries in bulk quantities, whenever practical, and taking advantage of promotional offers can contribute to reduced grocery expenditures.
  • Utilise Public Transportation Infrastructure: Leveraging Switzerland’s efficient public transportation network offers a cost-effective alternative to taxis or private vehicle rentals.
  • Consider Shared Accommodations: Sharing living arrangements with other students presents a viable option to minimise rental expenses.
  • Explore Part-time Work Opportunities: Securing part-time employment, subject to regulations, can provide a means to generate additional income.
  • Maximise University Resources: To optimise value, use your university’s complementary resources, such as libraries and sports facilities.

By following these recommendations, Indian students can effectively navigate the cost of living in Switzerland, ensuring a financially responsible and enriching educational experience.

Cost of living in Switzerland vs. India

Moving to Switzerland from India can significantly change culture, lifestyle, and cost of living. Switzerland has a reputation for being a costly country but has one of the highest salaries in the world. At the same time, India is known for its relatively affordable living costs. 

This difference is primarily due to various factors, such as currency exchange rates, average salaries, and the cost of goods and services

Understanding these variations can help you plan your finances better and make an informed decision before moving to Switzerland.

Here is a table that compares the monthly cost of living in Switzerland and India Switzerland.

ParametersCosts of living in Switzerland Costs of living in India
Average Cost Of Living (without rent)CHF 1500 (INR 1.4L)INR 28K
Average Transportation Cost (Monthly Pass)CHF 80 (INR 7300)INR 1000K
Average Basic Utility CostCHF 235 (INR 21,000)INR 3500
Mobile Phone Monthly Plan CostsCHF 48 (INR 4300)INR 315
Internet Plan CostsCHF 49 (INR 4400)INR 700
Average Food CostCHF 200-500 (INR 18,000-45,000)INR 3000-5000
Healthcare costsCHF 200-400 (INR 18,000-36,000)INR 500-1000
Average Rent In Switzerland City CentreCHF 1,765(INR 1.6L)INR 17K
Average Tuition FeesCHF 4000 to 13,000 (INR 4L to 12L)INR 1L to 8L
Sourced By: Numbeo
Note: The costs mentioned in the table are approximate and may vary by location and currency exchange rates.

Summing Up 

Switzerland is a dream destination for international students seeking a unique educational experience. 

While the cost of living may be higher than in some other countries, Switzerland offers many benefits, including a higher return on investment, a safe and welcoming environment, excellent academic programs, and unparalleled personal and professional growth opportunities. 

Whether you are interested in pursuing a business, science, or arts degree, Switzerland has something to offer everyone with its rich history and modern infrastructure.

LeapScholar is dedicated to empowering international students throughout their educational journey. We provide comprehensive guidance and support services, encompassing everything from navigating the application process to securing visas.

Our commitment lies in ensuring a smooth transition, a maximised academic experience, and a financially responsible and enriching time for international students in Switzerland. Download our app to chart your course towards a successful and fulfilling educational journey in Switzerland.

And if you’re considering other options like the UK, USA and Australia, we’ve got you covered, too. Schedule a free consultation with our experts today for personalised guidance and advice.

Here are some related articles:

Cost of Living in Australia
Cost of living in Ireland
Cost of living in the Netherlands

Frequently Asked Questions

  • Q. What are some of the most popular courses in Switzerland?

    A. Switzerland is known for its excellent education system, and some of the most popular courses in the country include Business and Management, Hospitality and Tourism, Engineering, Life Sciences, and Information Technology. Swiss universities offer high-quality education and practical training, making them a popular choice among international students.

  • Q. Is Switzerland expensive for Indian students? 

    A. Yes, Switzerland is relatively expensive for Indian students. The cost of living in Switzerland can be higher than in India, and students should plan their finances accordingly. However, Swiss universities offer comparatively lower tuition fees than other top-ranked institutions globally, and scholarships and financial aid options further enhance affordability.

  • Q: What is the average cost of living in Switzerland for Indian students?

    A: Switzerland’s average cost of living can vary depending on the city, lifestyle, and individual preferences. However, according to Numbeo, the average cost of living in Switzerland (without rent) is around CHF 1,500 or INR 1.4 Lakh per month. Students can manage their living expenses with careful planning and budgeting.

  • Q. Is living in Switzerland cheaper than living in India?

    A. Living in Switzerland is generally more expensive than in India. Switzerland is known for its high living costs, varying depending on the city, lifestyle, and individual preferences. However, Swiss universities offer comparatively lower tuition fees than other top-ranked institutions globally, and scholarships and financial aid options further enhance affordability for Indian students. Also, it has one of the highest salaries worldwide, which gives you more purchasing power and a luxurious lifestyle.

  • Q. What is a single person’s living cost in Switzerland?

    A. According to Numbeo, the estimated monthly cost of living in Switzerland for a single person (without rent) is around CHF 1,500 or INR 1.4 Lakh. However, the cost can vary depending on various factors such as city, lifestyle, and individual preferences. It is essential to research and plan your finances to avoid financial difficulties.

  • Q. How much is the rent in Switzerland per month?

    A. The average monthly rent in Switzerland is around CHF 1,765 (approx. INR 1.6L) for a city centre apartment, while on-campus accommodation can cost between CHF 1,200 and 1,700 (approx. INR 1-1.5L) per month.

  • Q. Is Switzerland a good option for Indian students to study?

    A. Switzerland is a great option for Indian students who want to study abroad. The country offers excellent universities with a distinguished higher education system, affordable tuition fees, and exceptional career prospects. Additionally, Switzerland is known for its high living standards, safe environment, and stunning natural beauty, making it an ideal destination for students who want a unique and enriching experience.

  • Q. What is the average annual salary in Switzerland?

    A. The average annual salary in Switzerland ranges from CHF 80,000-90,000 (approx. INR 72-81L) after tax, among the highest in the world. Graduates from Swiss universities also enjoy a high return on investment, with access to prestigious internships and promising job opportunities in a solid and innovative economy.

  • Q. Do the Switzerland Universities offer scholarships to International students?

    A. Yes, the Switzerland Universities offer scholarships to international students. Some of the popular scholarships are the. These scholarships are designed to support outstanding students worldwide in pursuing their academic goals in the Netherlands. Each scholarship has its eligibility criteria and application process, so students should check the websites for more information.

  • Q. Do the Switzerland Universities offer scholarships to International students?

    A. Yes, the Switzerland Universities offer scholarships to international students. Some of the popular scholarships are the. These scholarships are designed to support outstanding students worldwide in pursuing their academic goals in the Netherlands. Each scholarship has its eligibility criteria and application process, so students should check the websites for more information.

  • Q. How can Indian students cut down the cost of living in Switzerland?

    A.  Indian students in Switzerland can reduce their living expenses by opting for shared apartments and student residences rather than renting a private apartment. They can also take advantage of discounts on transportation and groceries and cook meals at home instead of eating out. Additionally, they can apply for scholarships and part-time jobs to support their finances. Finally, creating and sticking to a budget is essential to ensure they spend their money wisely.

  • Q. What are the top universities in Switzerland where Indian students can pursue higher education?

    A. Some of the top universities in the Netherlands where Indian students can pursue higher education are:
    – University of Zurich
    – ETH Zurich
    – EPFL
    – University of Bern
    – University of Basel

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Saket Kohli

An International Higher Ed professional with 7+ years of experience studying, working, and living across three geographies, currently on a mission to share his journey as an International Student.

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