{"id":3635,"date":"2024-04-05T11:26:20","date_gmt":"2024-04-05T11:26:20","guid":{"rendered":"https:\/\/leapscholar.com\/blog\/?p=3635"},"modified":"2026-04-23T09:34:19","modified_gmt":"2026-04-23T09:34:19","slug":"living-cost-in-usa-for-indian-students","status":"publish","type":"post","link":"https:\/\/leapscholar.com\/blog\/living-cost-in-usa-for-indian-students\/","title":{"rendered":"Cost of Living in USA for Indian Students 2026"},"content":{"rendered":"<span class=\"rt-reading-time\" style=\"display: block;\"><span class=\"rt-label rt-prefix\"><\/span> <span class=\"rt-time\">10<\/span> <span class=\"rt-label rt-postfix\">min read<\/span><\/span>\n<p><strong>How much does it actually cost to live in the United States as an international student? <\/strong>In 2026, the cost of living in USA varies widely based on city, housing type, and daily expenses. On average, international students spend <strong>USD 1,000 to 2,500 per month (\u20b990,000 to \u20b92.25 lakh) <\/strong>on living costs, excluding tuition fees.<\/p><div id=\"ez-toc-container\" class=\"ez-toc-v2_0_68_1 ez-toc-wrap-left counter-hierarchy ez-toc-counter ez-toc-custom ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title \" >Table of Content<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Toggle Table of Content\"><span class=\"ez-toc-js-icon-con\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #192a3d;color:#192a3d\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #192a3d;color:#192a3d\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/span><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 eztoc-toggle-hide-by-default' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/leapscholar.com\/blog\/living-cost-in-usa-for-indian-students\/#Average_Cost_of_Living_in_USA_for_International_Students_Monthly_Breakdown\" title=\"Average Cost of Living in USA for International Students (Monthly Breakdown)\">Average Cost of Living in USA for International Students (Monthly Breakdown)<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/leapscholar.com\/blog\/living-cost-in-usa-for-indian-students\/#Cost_of_Studying_in_USA_Annual_Tuition\" title=\"Cost of Studying in USA (Annual Tuition)\">Cost of Studying in USA (Annual Tuition)<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/leapscholar.com\/blog\/living-cost-in-usa-for-indian-students\/#Housing_Costs_in_USA_On-Campus_vs_Off-Campus_Comparison\" title=\"Housing Costs in USA: On-Campus vs Off-Campus Comparison\">Housing Costs in USA: On-Campus vs Off-Campus Comparison<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/leapscholar.com\/blog\/living-cost-in-usa-for-indian-students\/#Dining_and_Grocery_Costs\" title=\"Dining and Grocery Costs\">Dining and Grocery Costs<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/leapscholar.com\/blog\/living-cost-in-usa-for-indian-students\/#Miscellaneous_and_Additional_Costs\" title=\"Miscellaneous and Additional Costs\">Miscellaneous and Additional Costs<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/leapscholar.com\/blog\/living-cost-in-usa-for-indian-students\/#One-Time_Setup_Costs_for_New_Students\" title=\"One-Time Setup Costs for New Students\">One-Time Setup Costs for New Students<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-7\" href=\"https:\/\/leapscholar.com\/blog\/living-cost-in-usa-for-indian-students\/#Transportation_and_Commuting_Costs\" title=\"Transportation and Commuting Costs\">Transportation and Commuting Costs<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-8\" href=\"https:\/\/leapscholar.com\/blog\/living-cost-in-usa-for-indian-students\/#Cost_of_Living_in_USA_by_City_High-Cost_vs_Low-Cost_Locations\" title=\"Cost of Living in USA by City: High-Cost vs Low-Cost Locations\">Cost of Living in USA by City: High-Cost vs Low-Cost Locations<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-9\" href=\"https:\/\/leapscholar.com\/blog\/living-cost-in-usa-for-indian-students\/#How_to_Reduce_the_Cost_of_Living_in_USA_in_2026\" title=\"How to Reduce the Cost of Living in USA in 2026?\">How to Reduce the Cost of Living in USA in 2026?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-10\" href=\"https:\/\/leapscholar.com\/blog\/living-cost-in-usa-for-indian-students\/#Conclusion\" title=\"Conclusion\">Conclusion<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-11\" href=\"https:\/\/leapscholar.com\/blog\/living-cost-in-usa-for-indian-students\/#Frequently_Asked_Questions_FAQs\" title=\"Frequently Asked Questions (FAQs)\">Frequently Asked Questions (FAQs)<\/a><\/li><\/ul><\/nav><\/div>\n\n\n\n\n<p>Housing remains the largest expense, followed by food, transport, health insurance, and utilities. In recent years, inflation and rising rental costs have made older estimates unreliable, especially for students studying in major metropolitan areas.<\/p>\n\n\n\n<p><em>This guide explains the cost of living in USA for Indian students in 2026, with realistic monthly figures and city-wise insights to support accurate financial planning before departure.<\/em><\/p>\n\n\n\n<div class=\"wp-block-stackable-heading stk-block-heading stk-block-heading--v2 stk-block stk-06f3e15\" id=\"strong-average-cost-of-living-in-usa-for-international-students-monthly-breakdown-strong\" data-block-id=\"06f3e15\"><h2 class=\"stk-block-heading__text\"><span class=\"ez-toc-section\" id=\"Average_Cost_of_Living_in_USA_for_International_Students_Monthly_Breakdown\"><\/span><strong>Average Cost of Living in USA for International Students (Monthly Breakdown)<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2><\/div>\n\n\n\n<p>The amount you spend to<a href=\"https:\/\/leapscholar.com\/usa\"> <strong>study in USA<\/strong><\/a> depends heavily on your lifestyle, city, and housing choices. While a single student might spend <strong>$1,180 (\u20b91.06L)<\/strong> per month without rent, total budgets typically range from <strong>$1,500 to $2,500 (\u20b91.35L \u2013 \u20b92.25L)<\/strong> monthly once rent is included.<\/p>\n\n\n\n<figure class=\"wp-block-table is-style-stripes\"><table class=\"has-palette-color-5-background-color has-background has-fixed-layout\"><thead><tr><th><strong>Expense Category<\/strong><\/th><th><strong>Monthly Cost (USD)<\/strong><\/th><th><strong>Monthly Cost (INR)<\/strong><\/th><\/tr><\/thead><tbody><tr><td><strong>Rent (Shared\/Dorm)<\/strong><\/td><td>$700 \u2013 $1,500<\/td><td>\u20b963,217 \u2013 \u20b91,35,465<\/td><\/tr><tr><td><strong>Food &amp; Groceries<\/strong><\/td><td>$250 \u2013 $500<\/td><td>\u20b922,578 \u2013 \u20b945,155<\/td><\/tr><tr><td><strong>Public Transportation Pass<\/strong><\/td><td>$60 \u2013 $150<\/td><td>\u20b95,419 \u2013 \u20b913,547<\/td><\/tr><tr><td><strong>Utilities (Electricity, Water, Trash)<\/strong><\/td><td>$100 \u2013 $200<\/td><td>\u20b99,031 \u2013 \u20b918,062<\/td><\/tr><tr><td><strong>Health Insurance (Monthly Share)<\/strong><\/td><td>$125 \u2013 $250<\/td><td>\u20b911,289 \u2013 \u20b922,578<\/td><\/tr><tr><td><strong>Internet &amp; Mobile Phone<\/strong><\/td><td>$40 \u2013 $100<\/td><td>\u20b93,612 \u2013 \u20b99,031<\/td><\/tr><tr><td><strong>Personal &amp; Miscellaneous<\/strong><\/td><td>$100 \u2013 $200<\/td><td>\u20b99,031 \u2013 \u20b918,062<\/td><\/tr><tr><td><strong>Total Estimated Budget<\/strong><\/td><td><strong>$1,375 \u2013 $2,900<\/strong><\/td><td><strong>\u20b91,24,176 \u2013 \u20b92,61,899<\/strong><\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<p><strong><em>Note<\/em><\/strong><em>: Currency conversion used: 1 USD = \u20b990.31<\/em><\/p>\n\n\n\n<p><em>Always maintain an emergency buffer of at least <\/em><strong><em>$2,000 (\u20b91.8L)<\/em><\/strong><em> to account for a 6\u20139% annual inflation rate in living expenses.<\/em><\/p>\n\n\n\n<div class=\"wp-block-stackable-heading stk-block-heading stk-block-heading--v2 stk-block stk-987d251\" id=\"strong-cost-of-studying-in-usa-annual-tuition-strong\" data-block-id=\"987d251\"><h2 class=\"stk-block-heading__text\"><span class=\"ez-toc-section\" id=\"Cost_of_Studying_in_USA_Annual_Tuition\"><\/span><strong>Cost of Studying in USA (Annual Tuition)<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2><\/div>\n\n\n\n<p>The <a href=\"https:\/\/leapscholar.com\/usa\/cost-of-studying-in-usa\"><strong>cost of studying in the USA<\/strong><\/a> is a major investment, and tuition varies widely based on the type of university and degree level. While public universities are generally more budget-friendly, private universities often provide generous institutional aid to offset their higher sticker prices.<\/p>\n\n\n\n<div class=\"wp-block-stackable-heading stk-block-heading stk-block-heading--v2 stk-block stk-efde3d2\" id=\"strong-tuition-comparison-by-institution-type-annual-estimates-strong\" data-block-id=\"efde3d2\"><h3 class=\"stk-block-heading__text\"><strong>Tuition Comparison by Institution Type (Annual Estimates)<\/strong><\/h3><\/div>\n\n\n\n<figure class=\"wp-block-table is-style-stripes\"><table class=\"has-palette-color-5-background-color has-background has-fixed-layout\"><thead><tr><th><strong>Study Level<\/strong><\/th><th><strong>Average Tuition Fees (USD)<\/strong><\/th><th><strong>Approximate Cost (INR)<\/strong><\/th><\/tr><\/thead><tbody><tr><td><strong>Undergraduate (UG)<\/strong><\/td><td>$25,000 \u2013 $45,000<\/td><td>\u20b922,57,750 \u2013 \u20b940,63,950<\/td><\/tr><tr><td><strong>Postgraduate (Master&#8217;s)<\/strong><\/td><td>$20,000 \u2013 $40,000<\/td><td>\u20b918,06,200 \u2013 \u20b936,12,400<\/td><\/tr><tr><td><strong>PhD (Doctoral)<\/strong><\/td><td>$28,000 \u2013 $55,000<\/td><td>\u20b925,28,680 \u2013 \u20b949,67,050<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<div class=\"wp-block-stackable-heading stk-block-heading stk-block-heading--v2 stk-block stk-616361c\" id=\"strong-university-type-bifurcation-of-cost-of-tuition-strong\" data-block-id=\"616361c\"><h3 class=\"stk-block-heading__text\"><strong>University Type Bifurcation of Cost of Tuition<\/strong><\/h3><\/div>\n\n\n\n<p>Tuition fees in the US vary sharply by university type, not just by course level. The comparison below explains how each institution category impacts overall study costs for international students.<\/p>\n\n\n\n<div class=\"wp-block-stackable-heading stk-block-heading stk-block-heading--v2 stk-block stk-bf63adc\" id=\"strong-1-public-state-universities-strong\" data-block-id=\"bf63adc\"><h4 class=\"stk-block-heading__text\"><strong>1. Public (State) Universities:<\/strong><\/h4><\/div>\n\n\n\n<p>International students pay out-of-state tuition, which is usually lower than private university fees. Examples include the University of California (UC) and Texas A&amp;M systems.<\/p>\n\n\n\n<div class=\"wp-block-stackable-heading stk-block-heading stk-block-heading--v2 stk-block stk-341d289\" id=\"strong-2-private-universities-strong\" data-block-id=\"341d289\"><h4 class=\"stk-block-heading__text\"><strong>2. Private Universities:<\/strong><\/h4><\/div>\n\n\n\n<p>Private institutions list higher tuition fees, but many offer strong merit-based and need-based scholarships. In practice, the final payable amount can be lower than expected, especially for academically strong students.<\/p>\n\n\n\n<div class=\"wp-block-stackable-heading stk-block-heading stk-block-heading--v2 stk-block stk-c423dc7\" id=\"strong-3-community-colleges-strong\" data-block-id=\"c423dc7\"><h4 class=\"stk-block-heading__text\"><strong>3. Community Colleges:<\/strong><\/h4><\/div>\n\n\n\n<p>Community colleges are the most affordable entry point, with annual tuition typically ranging from <strong>$6,000 to $12,000 (\u20b95,41,860 \u2013 \u20b910,83,720).<\/strong> Many students follow a 2+2 pathway, completing the first two years at a community college before transferring to a four-year university to reduce overall costs.<\/p>\n\n\n\n<p>To reduce your total cost of studying in USA, many Indian students prioritise public and regional US universities, where tuition fees are lower, and housing costs are more manageable. This approach is especially effective when combined with careful city selection, as explained in our detailed analysis of the blog:<a href=\"https:\/\/leapscholar.com\/blog\/affordable-cheapest-universities-in-usa-for-international-students\/\"><strong> most affordable universities in the USA<\/strong><\/a>, which compares tuition and living expenses across different locations.<\/p>\n\n\n\n<div class=\"wp-block-stackable-heading stk-block-heading stk-block-heading--v2 stk-block stk-a181879\" id=\"strong-housing-costs-in-usa-on-campus-vs-off-campus-comparison-strong\" data-block-id=\"a181879\"><h2 class=\"stk-block-heading__text\"><span class=\"ez-toc-section\" id=\"Housing_Costs_in_USA_On-Campus_vs_Off-Campus_Comparison\"><\/span><strong>Housing Costs in USA: On-Campus vs Off-Campus Comparison<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2><\/div>\n\n\n\n<p>Housing forms the largest recurring component of the cost of living in USA and often determines whether a student\u2019s budget stays manageable.<\/p>\n\n\n\n<figure class=\"wp-block-table is-style-stripes\"><table class=\"has-palette-color-5-background-color has-background has-fixed-layout\"><thead><tr><th><strong>Housing Type<\/strong><\/th><th><strong>Estimated Cost (Monthly)<\/strong><\/th><th><strong>Estimated Cost (Academic Year)<\/strong><\/th><th><strong>Best Suited For&#8230;<\/strong><\/th><\/tr><\/thead><tbody><tr><td><strong>On-Campus Dorms<\/strong><\/td><td>$800 \u2013 $1,200 (\u20b972,248 \u2013 \u20b91.08L)<\/td><td>$8,000 \u2013 $15,000 (\u20b97.22L \u2013 \u20b913.55L)<\/td><td>First-year students seeking security and easy campus access.<\/td><\/tr><tr><td><strong>Shared Apartments<\/strong><\/td><td><strong>$450 \u2013 $800<\/strong> (\u20b940,640 \u2013 \u20b972,248)<\/td><td>$4,500 \u2013 $8,000 (\u20b94.06L \u2013 \u20b97.22L)<\/td><td><strong>Budget-conscious students<\/strong> are looking for the cheapest off-campus option.<\/td><\/tr><tr><td><strong>Private Apartments<\/strong><\/td><td>$1,000 \u2013 $2,500+ (\u20b990,310 \u2013 \u20b92.26L+)<\/td><td>$10,000 \u2013 $25,000+ (\u20b99.03L \u2013 \u20b922.58L+)<\/td><td>Students prioritize privacy and full independence.<\/td><\/tr><tr><td><strong>Homestays<\/strong><\/td><td>$600 \u2013 $1,200 (\u20b954,186 \u2013 \u20b91.08L)<\/td><td>$6,000 \u2013 $12,000 (\u20b95.42L \u2013 \u20b910.84L)<\/td><td>New arrivals want a supportive &#8220;family&#8221; environment.<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>Simple Housing Advice for Indian Students<\/strong><\/h3>\n\n\n\n<ul>\n<li><strong>Go Shared to Save:<\/strong> Renting a room in a shared apartment is the smartest way to save. Splitting rent and bills with 2\u20133 friends can save you nearly <strong>50%<\/strong> every month.<\/li>\n\n\n\n<li><strong>Convenience Costs More:<\/strong> Dorms are pricier but simpler. You don&#8217;t have to worry about paying for water, Wi-Fi, or electricity separately.<\/li>\n\n\n\n<li><strong>The Deposit:<\/strong> Landlords usually ask for <strong>1\u20132 months&#8217; rent<\/strong> as a deposit. Since you won&#8217;t have a US credit history yet, they might ask for a bit more upfront.<\/li>\n\n\n\n<li><strong>Location Matters:<\/strong> Living within walking distance of campus might cost $100 more in rent, but it can save you $150 in bus fare and hours of travel time every month.<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Dining_and_Grocery_Costs\"><\/span><strong>Dining and Grocery Costs<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>For the 2026 academic year, food costs are a major pillar of the <strong>cost of living in USA<\/strong>. Balancing high-convenience options like university meal plans with cost-effective habits like home cooking can save you thousands of dollars annually.<\/p>\n\n\n\n<div class=\"wp-block-stackable-heading stk-block-heading stk-block-heading--v2 stk-block stk-d03351a\" id=\"strong-comparative-food-expense-analysis-monthly-estimates-strong\" data-block-id=\"d03351a\"><h3 class=\"stk-block-heading__text\"><strong>Comparative Food Expense Analysis (Monthly Estimates)<\/strong><\/h3><\/div>\n\n\n\n<figure class=\"wp-block-table is-style-stripes\"><table class=\"has-palette-color-5-background-color has-background has-fixed-layout\"><thead><tr><th><strong>Dining Category<\/strong><\/th><th><strong>Estimated Cost (USD)<\/strong><\/th><th><strong>Estimated Cost (INR)<\/strong><\/th><th><strong>Strategic Value<\/strong><\/th><\/tr><\/thead><tbody><tr><td><strong>Grocery (Home Cooking)<\/strong><\/td><td><strong>$250 \u2013 $450<\/strong><\/td><td><strong>\u20b922,578 \u2013 \u20b940,640<\/strong><\/td><td><strong>Highest:<\/strong> The most affordable and nutritious route for Indian students.<\/td><\/tr><tr><td><strong>On-Campus Meal Plan<\/strong><\/td><td>$500 \u2013 $750<\/td><td>\u20b945,155 \u2013 \u20b967,733<\/td><td><strong>Moderate:<\/strong> High convenience but often the most expensive per-meal cost.<\/td><\/tr><tr><td><strong>Dining Out (Occasional)<\/strong><\/td><td>$100 \u2013 $250<\/td><td>\u20b99,031 \u2013 \u20b922,578<\/td><td><strong>Low:<\/strong> Best reserved for socializing; must account for taxes and tips.<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<h4 class=\"wp-block-heading\"><strong>Key Financial Realities of US Dining<\/strong><\/h4>\n\n\n\n<ul>\n<li><strong>The Tipping Rule:<\/strong> In the U.S., tipping is a social &#8220;must.&#8221; For sit-down service, you should add <strong>18% to 22%<\/strong> to your bill. This is how servers earn their living, as their base pay is very low.<\/li>\n\n\n\n<li><strong>Extra Tax at Checkout:<\/strong> The price you see on a menu or grocery shelf is not the final price. A sales tax of <strong>5% to 10%<\/strong> is added at the register, so always expect to pay a bit more than the listed price.<\/li>\n\n\n\n<li><strong>Meal Plan Mandates:<\/strong> Many colleges force first-year students to buy a meal plan. These can cost over <strong>$5,000 (\u20b94.51L)<\/strong> a year. Check if you can switch to a smaller &#8220;Block&#8221; plan to save money.<\/li>\n\n\n\n<li><strong>Smart Shopping:<\/strong> Big stores like <strong>Walmart, Aldi, and Costco<\/strong> have the best prices. For Indian staples like daal or spices, look for local Indian grocery stores to buy in bulk.<\/li>\n<\/ul>\n\n\n\n<div class=\"wp-block-stackable-heading stk-block-heading stk-block-heading--v2 stk-block stk-0711c07\" id=\"strong-miscellaneous-and-additional-costs-strong\" data-block-id=\"0711c07\"><h2 class=\"stk-block-heading__text\"><span class=\"ez-toc-section\" id=\"Miscellaneous_and_Additional_Costs\"><\/span><strong>Miscellaneous and Additional Costs<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2><\/div>\n\n\n\n<p>Beyond the primary expenses of tuition and rent, your budget must account for &#8220;hidden&#8221; costs that ensure your legal status and daily comfort. For the 2026 intake, these miscellaneous expenses, particularly healthcare, are non-negotiable and can significantly impact your financial planning.<\/p>\n\n\n\n<div class=\"wp-block-stackable-heading stk-block-heading stk-block-heading--v2 stk-block stk-5f3af14\" id=\"strong-annual-miscellaneous-and-healthcare-estimates-strong\" data-block-id=\"5f3af14\"><h3 class=\"stk-block-heading__text\"><strong>Annual Miscellaneous and Healthcare Estimates<\/strong><\/h3><\/div>\n\n\n\n<figure class=\"wp-block-table is-style-stripes\"><table class=\"has-palette-color-5-background-color has-background has-fixed-layout\"><thead><tr><th><strong>Expense Category<\/strong><\/th><th><strong>Estimated Annual Cost (USD)<\/strong><\/th><th><strong>Approximate Cost (INR)<\/strong><\/th><th><strong>Note<\/strong><\/th><\/tr><\/thead><tbody><tr><td><strong>Health Insurance<\/strong><\/td><td>$1,500 \u2013 $4,500<\/td><td>\u20b91.35L \u2013 \u20b94.06L<\/td><td><strong>Mandatory:<\/strong> Most universities automatically bill this with tuition. Costs have risen by ~7% annually into 2026.<\/td><\/tr><tr><td><strong>Books &amp; Course Supplies<\/strong><\/td><td>$500 \u2013 $1,500<\/td><td>\u20b945,155 \u2013 \u20b91.35L<\/td><td>Includes textbooks, lab fees, and specialized software subscriptions.<\/td><\/tr><tr><td><strong>Technology &amp; Gadgets<\/strong><\/td><td>$500 \u2013 $1,200<\/td><td>\u20b945,155 \u2013 \u20b91.08L<\/td><td>Covers a reliable laptop, noise-canceling headphones for study, and peripheral devices.<\/td><\/tr><tr><td><strong>Personal &amp; Mobile<\/strong><\/td><td>$600 \u2013 $1,000<\/td><td>\u20b954,186 \u2013 \u20b990,310<\/td><td>Includes high-speed home internet and prepaid mobile plans ($40\u2013$60\/month).<\/td><\/tr><tr><td><strong>One-Time Setup Costs<\/strong><\/td><td>$1,500 \u2013 $2,500<\/td><td>\u20b91.35L \u2013 \u20b92.26L<\/td><td>Required for initial apartment deposits, bedding, kitchen essentials, and winter gear.<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<div class=\"wp-block-stackable-heading stk-block-heading stk-block-heading--v2 stk-block stk-6cf7bf2\" id=\"strong-key-financial-realities-for-2026-strong\" data-block-id=\"6cf7bf2\"><h4 class=\"stk-block-heading__text\"><strong>Key Financial Realities for 2026<\/strong><\/h4><\/div>\n\n\n\n<ul>\n<li><strong>Insurance Coverage:<\/strong> While university plans are convenient, they typically exclude routine dental and vision care. A single dental filling in the U.S. can exceed <strong>$200 (\u20b918,000)<\/strong>. It is strongly advised to complete all major dental and optical check-ups in India before departure.<\/li>\n\n\n\n<li><strong>The &#8220;Out-of-Pocket&#8221; Buffer:<\/strong> Even with premium insurance, you will face &#8220;co-pays&#8221; ($20\u2013$50 per visit) and an annual deductible (averaging <strong>$360<\/strong> in 2026) that you must pay before full coverage kicks in.<\/li>\n\n\n\n<li><strong>Course-Specific Fees:<\/strong> Many STEM and Art programs include &#8220;Lab Fees&#8221; or &#8220;Studio Fees&#8221; ranging from <strong>$50 to $500 per semester<\/strong>. These often appear on your university bill as separate line items from tuition.<\/li>\n\n\n\n<li><strong>Winter Readiness Costs:<\/strong> If you are moving to the Northeast or Midwest, high-quality winter gear (parkas, boots, thermals) is a functional necessity. Budgeting <strong>$500<\/strong> for this in your first semester prevents a last-minute financial strain.<\/li>\n<\/ul>\n\n\n\n<div class=\"wp-block-stackable-heading stk-block-heading stk-block-heading--v2 stk-block stk-5d6c253\" id=\"strong-one-time-setup-costs-for-new-students-strong\" data-block-id=\"5d6c253\"><h2 class=\"stk-block-heading__text\"><span class=\"ez-toc-section\" id=\"One-Time_Setup_Costs_for_New_Students\"><\/span><strong>One-Time Setup Costs for New Students<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2><\/div>\n\n\n\n<p>Many students underestimate the <strong>first-month shock<\/strong> when calculating the <strong>average cost of living in USA<\/strong>.<\/p>\n\n\n\n<div class=\"wp-block-stackable-heading stk-block-heading stk-block-heading--v2 stk-block stk-52da382\" id=\"strong-first-month-expenses-and-cost-of-living-in-usa-for-new-students-strong\" data-block-id=\"52da382\"><h3 class=\"stk-block-heading__text\"><strong>First-Month Expenses and Cost of Living in USA for New Students<\/strong><\/h3><\/div>\n\n\n\n<ul>\n<li><strong>Housing Essentials:<\/strong> $500 \u2013 $2,000 (\u20b945,155 \u2013 \u20b91,80,620) for furniture and kitchen basics<br><\/li>\n\n\n\n<li><strong>Winter Clothing:<\/strong> Around $500 (\u20b945,155) for colder regions<br><\/li>\n\n\n\n<li><strong>Books and Technology:<\/strong> $1,000 \u2013 $2,000 annually (\u20b990,310 \u2013 \u20b91,80,620)<br><\/li>\n<\/ul>\n\n\n\n<p>These expenses spike the <strong>cost of living in America per month<\/strong> during the initial transition period.<\/p>\n\n\n\n<div class=\"wp-block-stackable-heading stk-block-heading stk-block-heading--v2 stk-block stk-4ff9a2c\" id=\"strong-transportation-and-commuting-costs-strong\" data-block-id=\"4ff9a2c\"><h2 class=\"stk-block-heading__text\"><span class=\"ez-toc-section\" id=\"Transportation_and_Commuting_Costs\"><\/span><strong>Transportation and Commuting Costs<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2><\/div>\n\n\n\n<p>Navigating your campus and city efficiently is a key part of managing the <strong>cost of living in USA<\/strong>. For 2026, students should prioritize public transit, as private vehicle ownership costs, including insurance and maintenance, have risen by approximately <strong>15%<\/strong> over the last two years.<\/p>\n\n\n\n<div class=\"wp-block-stackable-heading stk-block-heading stk-block-heading--v2 stk-block stk-1eca6b7\" id=\"strong-public-transit-options-and-monthly-costs-strong\" data-block-id=\"1eca6b7\"><h3 class=\"stk-block-heading__text\"><strong>Public Transit Options and Monthly Costs<\/strong><\/h3><\/div>\n\n\n\n<figure class=\"wp-block-table is-style-stripes\"><table class=\"has-palette-color-5-background-color has-background has-fixed-layout\"><thead><tr><th><strong>Transit Type<\/strong><\/th><th><strong>Estimated Cost (Monthly)<\/strong><\/th><th><strong>Best For&#8230;<\/strong><\/th><th><strong>Pro Planning Tip<\/strong><\/th><\/tr><\/thead><tbody><tr><td><strong>City Bus<\/strong><\/td><td>$50 \u2013 $90 (\u20b94,516 \u2013 \u20b98,128)<\/td><td>Intra-city travel &amp; short commutes.<\/td><td><strong>Cheapest Option:<\/strong> Most affordable for daily travel in mid-sized cities.<\/td><\/tr><tr><td><strong>Subway \/ Metro<\/strong><\/td><td>$90 \u2013 $132 (\u20b98,128 \u2013 \u20b911,921)<\/td><td>High-speed travel in major metros (NYC, DC, Chicago).<\/td><td>Fast and frequent; look for &#8220;unlimited&#8221; monthly student passes.<\/td><\/tr><tr><td><strong>Commuter Rail<\/strong><\/td><td>$150 \u2013 $350 (\u20b913,547 \u2013 \u20b931,609)<\/td><td>Students living in suburbs commuting to city campuses.<\/td><td>Distance-based pricing; the most expensive public option, but saves on city rent.<\/td><\/tr><tr><td><strong>Light Rail \/ Tram<\/strong><\/td><td>$60 \u2013 $100 (\u20b95,419 \u2013 \u20b99,031)<\/td><td>Modern urban transit in cities like Seattle or Denver.<\/td><td>Often has dedicated lanes to avoid city traffic.<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<p><strong>Note for Students:<\/strong> If living off-campus, choose an apartment near a subway or bus line. Spending slightly more on rent to live within walking distance of campus can save you over <strong>$1,500 annually<\/strong> in transit costs.<\/p>\n\n\n\n<div class=\"wp-block-stackable-heading stk-block-heading stk-block-heading--v2 stk-block stk-53150b0\" id=\"strong-cost-of-living-in-usa-by-city-high-cost-vs-low-cost-locations-strong\" data-block-id=\"53150b0\"><h2 class=\"stk-block-heading__text\"><span class=\"ez-toc-section\" id=\"Cost_of_Living_in_USA_by_City_High-Cost_vs_Low-Cost_Locations\"><\/span><strong>Cost of Living in USA by City: High-Cost vs Low-Cost Locations<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2><\/div>\n\n\n\n<p>Your biggest cost-saving decision happens before you board the plane. Geography is the single most influential factor in your USA living cost per month.<\/p>\n\n\n\n<figure class=\"wp-block-table is-style-stripes\"><table class=\"has-palette-color-5-background-color has-background has-fixed-layout\"><thead><tr><th><strong>High-Cost Cities (Metros)<\/strong><\/th><th><strong>Monthly Average (USD\/INR)<\/strong><\/th><th><strong>Low-Cost Cities (Suburban\/Rural)<\/strong><\/th><th><strong>Monthly Average (USD\/INR)<\/strong><\/th><\/tr><\/thead><tbody><tr><td><strong>New York City, NY<\/strong><\/td><td>$3,300 (\u20b92,98,023)<\/td><td><strong>San Antonio, TX<\/strong><\/td><td>$1,000 (\u20b990,310)<\/td><\/tr><tr><td><strong>San Francisco, CA<\/strong><\/td><td>$4,000 (\u20b93,61,240)<\/td><td><strong>Houston, TX<\/strong><\/td><td>$1,200 (\u20b91,08,372)<\/td><\/tr><tr><td><strong>Boston, MA<\/strong><\/td><td>$2,300 (\u20b92,07,713)<\/td><td><strong>Austin, TX<\/strong><\/td><td>$1,300 (\u20b91,17,403)<\/td><\/tr><tr><td><strong>Chicago, IL<\/strong><\/td><td>$1,500 (\u20b91,35,465)<\/td><td><strong>Atlanta, GA<\/strong><\/td><td>$1,200 (\u20b91,08,372)<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<div class=\"wp-block-stackable-heading stk-block-heading stk-block-heading--v2 stk-block stk-fac2d06\" id=\"strong-how-to-reduce-the-cost-of-living-in-usa-in-2026-strong\" data-block-id=\"fac2d06\"><h2 class=\"stk-block-heading__text\"><span class=\"ez-toc-section\" id=\"How_to_Reduce_the_Cost_of_Living_in_USA_in_2026\"><\/span><strong>How to Reduce the Cost of Living in USA in 2026?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2><\/div>\n\n\n\n<p>To keep your <a href=\"https:\/\/leapscholar.com\/usa\/cost-of-living-in-usa\"><strong>cost of living in USA<\/strong><\/a> under control, you need a proactive strategy. Here is how to live smartly without compromising your education.<\/p>\n\n\n\n<div class=\"wp-block-stackable-heading stk-block-heading stk-block-heading--v2 stk-block stk-579d8a9\" id=\"1-strong-master-the-student-id-hack-strong\" data-block-id=\"579d8a9\"><h3 class=\"stk-block-heading__text\">1. <strong>Master the &#8220;Student ID&#8221; Hack<\/strong><\/h3><\/div>\n\n\n\n<ol>\n<li><\/li>\n<\/ol>\n\n\n\n<ol>\n<li><\/li>\n<\/ol>\n\n\n\n<p>Your student ID is the ultimate discount card. Use it for almost everything, from <strong>30-50% off<\/strong> on streaming services like Spotify and Amazon Prime to cheaper movie tickets and software like Adobe or Microsoft Office. Always ask, &#8220;Do you have a student discount?&#8221; before paying at any retailer.<\/p>\n\n\n\n<div class=\"wp-block-stackable-heading stk-block-heading stk-block-heading--v2 stk-block stk-d35d8ad\" id=\"2-strong-eat-like-a-local-not-a-tourist-strong\" data-block-id=\"d35d8ad\"><h3 class=\"stk-block-heading__text\">2. <strong>Eat Like a Local, Not a Tourist<\/strong><\/h3><\/div>\n\n\n\n<ol start=\"2\">\n<li><\/li>\n<\/ol>\n\n\n\n<p>Frequent dining out is the fastest way to blow your <strong>USA living costs per month<\/strong>. Instead, shop at budget supermarkets like <strong>Aldi, Walmart, or Costco<\/strong>. Batch-cook Indian meals on Sundays and freeze portions for the week. If you must eat on campus, stick to your pre-paid meal plan to avoid extra &#8220;out-of-pocket&#8221; expenses.<\/p>\n\n\n\n<div class=\"wp-block-stackable-heading stk-block-heading stk-block-heading--v2 stk-block stk-813d94d\" id=\"3-strong-rethink-your-commute-strong\" data-block-id=\"813d94d\"><h3 class=\"stk-block-heading__text\">3. <strong>Rethink Your Commute<\/strong><\/h3><\/div>\n\n\n\n<ol start=\"3\">\n<li><\/li>\n<\/ol>\n\n\n\n<p>Avoid the massive expense of owning a car, which includes insurance, gas, and parking. Most major US cities have reliable <strong>public transportation<\/strong>; buy a monthly student pass to save significantly. For shorter distances, consider biking or walking; many universities have bike-sharing programs.<\/p>\n\n\n\n<div class=\"wp-block-stackable-heading stk-block-heading stk-block-heading--v2 stk-block stk-b238a00\" id=\"4-strong-furnish-for-less-strong\" data-block-id=\"b238a00\"><h3 class=\"stk-block-heading__text\">4. <strong>Furnish for Less<\/strong><\/h3><\/div>\n\n\n\n<ol start=\"4\">\n<li><\/li>\n<\/ol>\n\n\n\n<p>Don&#8217;t buy new furniture. Check university &#8220;buy and sell&#8221; groups on social media, visit local thrift stores (like Goodwill), or use apps like Freecycle. You can often find high-quality beds, desks, and lamps for a fraction of the retail price.<\/p>\n\n\n\n<div class=\"wp-block-stackable-heading stk-block-heading stk-block-heading--v2 stk-block stk-b7b202b\" id=\"5-strong-build-your-us-financial-identity-strong\" data-block-id=\"b7b202b\"><h3 class=\"stk-block-heading__text\">5. <strong>Build Your US Financial Identity<\/strong><\/h3><\/div>\n\n\n\n<ol start=\"5\">\n<li><\/li>\n<\/ol>\n\n\n\n<p>A critical gap for many newcomers is the impact of a credit score on the <strong>cost of living in America per month<\/strong>.<\/p>\n\n\n\n<ul>\n<li><strong>Open a Bank Account<\/strong>: This is your first step to managing <strong>living expenses in USA<\/strong>. Choose a student account with <strong>no monthly maintenance fees<\/strong>.<\/li>\n\n\n\n<li><strong>Get a Secured Credit Card<\/strong>: This helps build your credit history, which is essential for lower deposits on future apartments and utilities, effectively reducing your <strong>average cost of living America<\/strong> over time.<\/li>\n\n\n\n<li><strong>Track Every Dollar<\/strong>: Use apps like Mint or a simple spreadsheet to review your budget every month.<\/li>\n<\/ul>\n\n\n\n<div class=\"wp-block-stackable-heading stk-block-heading stk-block-heading--v2 stk-block stk-61da245\" id=\"strong-can-part-time-work-cover-living-expenses-strong\" data-block-id=\"61da245\"><h3 class=\"stk-block-heading__text\"><strong>Can Part-Time Work Cover Living Expenses?<\/strong><\/h3><\/div>\n\n\n\n<p><a href=\"https:\/\/leapscholar.com\/digest\/us-f1-student-visa-process-guide-by-expert-leap\"><strong>F-1 visa <\/strong><\/a>regulations allow students to work up to <strong>20 hours per week on campus<\/strong>. Typical earnings range from <strong>$10 to $15 per hour<\/strong>, which can help cover groceries, transport, and personal expenses.<\/p>\n\n\n\n<p>However, <a href=\"https:\/\/leapscholar.com\/blog\/part-time-jobs-in-united-states-for-international-students\/\"><strong>part-time work in USA <\/strong><\/a>is <strong>not sufficient to cover rent or tuition<\/strong>. Students must still show documented funds for living expenses during visa processing.<\/p>\n\n\n\n<div class=\"wp-block-stackable-heading stk-block-heading stk-block-heading--v2 stk-block stk-3cb238c\" id=\"strong-conclusion-strong\" data-block-id=\"3cb238c\"><h2 class=\"stk-block-heading__text\"><span class=\"ez-toc-section\" id=\"Conclusion\"><\/span><strong>Conclusion<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2><\/div>\n\n\n\n<p>While the cost of living in USA is high, strategic city selection can make it manageable. Choosing a university in a mid-tier city can save you nearly <strong>$553\u2013$885 (\u20b950,000\u2013\u20b980,000)<\/strong> every month compared to coastal hubs.<\/p>\n\n\n\n<p>Success in the US isn&#8217;t just about managing tuition; it\u2019s about understanding the average life expenses in USA, from tipping culture to the necessity of building a US credit score. By preparing for the cost of living in US early, you can focus on your academic goals without financial strain.<\/p>\n\n\n\n<p><strong><em>Ready to build your personalized budget for the cost of living in America per month?<\/em><\/strong><a href=\"https:\/\/leapscholar.com\/\"><em> <\/em><em>Schedule a free consultation<\/em><\/a><em> with our expert counselors to find the most affordable universities in USA for your 2026 intake.<\/em><\/p>\n\n\n\n<div class=\"wp-block-stackable-heading stk-block-heading stk-block-heading--v2 stk-block stk-32bcd93\" id=\"strong-frequently-asked-questions-fa-qs-strong\" data-block-id=\"32bcd93\"><h2 class=\"stk-block-heading__text\"><span class=\"ez-toc-section\" id=\"Frequently_Asked_Questions_FAQs\"><\/span><strong>Frequently Asked Questions (FAQs)<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2><\/div>\n\n\n<div id=\"rank-math-faq\" class=\"rank-math-block\">\n<ul class=\"rank-math-list \">\n<li id=\"faq-question-1767802948566\" class=\"rank-math-list-item\">\n<h5 class=\"rank-math-question \"><strong>What is the average cost of living in the USA?<\/strong>\u00a0<\/h5>\n<div class=\"rank-math-answer \">\n\n<p>For international students, the <strong>average cost of living in USA<\/strong> is generally between <strong>$10,000 and $25,000 (\u20b99,03,100 \u2013 \u20b922,57,750)<\/strong> per year. This covers housing, food, and basic necessities. On average, a single person spends about <strong>$1,194 (\u20b91,07,830)<\/strong> per month excluding rent.<\/p>\n\n<\/div>\n<\/li>\n<li id=\"faq-question-1767802957788\" class=\"rank-math-list-item\">\n<h5 class=\"rank-math-question \"><strong>Is $1500 USD a month good in the USA?<\/strong>\u00a0<\/h5>\n<div class=\"rank-math-answer \">\n\n<p>Yes, <strong>$1,500 (\u20b91,35,465)<\/strong> is a solid budget for a student in many US cities. It comfortably covers shared housing, groceries, and personal expenses in affordable areas like Dallas or Houston. However, in expensive cities like New York, this amount may only cover your rent.<\/p>\n\n<\/div>\n<\/li>\n<li id=\"faq-question-1767802974071\" class=\"rank-math-list-item\">\n<h5 class=\"rank-math-question \"><strong>How much money do I need to live in the USA?<\/strong>\u00a0<\/h5>\n<div class=\"rank-math-answer \">\n\n<p>To live comfortably as a student, you should budget between <strong>$1,800 and $2,500 (\u20b91,62,558 \u2013 \u20b92,25,775)<\/strong> per month, including rent. Families of four typically need between <strong>$7,000 and $10,000 (\u20b96,32,170 \u2013 \u20b99,03,100)<\/strong> per month.<\/p>\n\n<\/div>\n<\/li>\n<li id=\"faq-question-1767802995702\" class=\"rank-math-list-item\">\n<h5 class=\"rank-math-question \"><strong>Is it cheaper to live in India or the USA?<\/strong><\/h5>\n<div class=\"rank-math-answer \">\n\n<p><strong>India is much cheaper<\/strong> than the USA. Basic monthly expenses in the US are typically <strong>2 to 3 times higher<\/strong> than in India for the same goods and services. For example, a monthly transport pass in the US can cost up to \u20b98,300 ($92), compared to \u20b91,000 in India.<\/p>\n\n<\/div>\n<\/li>\n<li id=\"faq-question-1767803034630\" class=\"rank-math-list-item\">\n<h5 class=\"rank-math-question \"><strong>Can I manage my living expenses in USA solely through a part-time job?<\/strong><\/h5>\n<div class=\"rank-math-answer \">\n\n<p>No.<a href=\"https:\/\/leapscholar.com\/blog\/f1-visa-interview-questions-answers\/\" target=\"_blank\" rel=\"noreferrer noopener\"> F1 visa<\/a> regulations limit you to 20 hours of on-campus work per week. While this can cover &#8220;pocket money&#8221; (roughly $200\u2013$500 monthly), it is not a substitute for documented funds for the average cost of living in USA.<\/p>\n\n<\/div>\n<\/li>\n<li id=\"faq-question-1767803055060\" class=\"rank-math-list-item\">\n<h5 class=\"rank-math-question \"><strong>Is health insurance from India valid for the cost of living in America?<\/strong><\/h5>\n<div class=\"rank-math-answer \">\n\n<p>Generally, no. Most US universities require you to purchase their institution-approved plan. Indian travel insurance rarely meets these long-term academic requirements.<\/p>\n\n<\/div>\n<\/li>\n<li id=\"faq-question-1767803079295\" class=\"rank-math-list-item\">\n<h5 class=\"rank-math-question \"><strong>How much should I carry in cash for the cost of life in USA for the first week?<\/strong><\/h5>\n<div class=\"rank-math-answer \">\n\n<p>It is recommended to carry roughly $1,500 to $2,500 (\u20b91,35,465 \u2013 \u20b92,25,775) in a forex card or cash to cover immediate housing deposits and setup costs.<\/p>\n\n<\/div>\n<\/li>\n<\/ul>\n<\/div>","protected":false},"excerpt":{"rendered":"<p><span class=\"rt-reading-time\" style=\"display: block;\"><span class=\"rt-label rt-prefix\"><\/span> <span class=\"rt-time\">10<\/span> <span class=\"rt-label rt-postfix\">min read<\/span><\/span> How much does it actually cost to live in the United States as an international student? In 2026, the cost of living in USA varies widely based on city, housing type, and daily expenses. On average, international students spend USD 1,000 to 2,500 per month (\u20b990,000 to \u20b92.25 lakh) on living costs, excluding tuition fees. [&hellip;]<\/p>\n","protected":false},"author":69,"featured_media":3636,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[5],"tags":[],"blocksy_meta":{"styles_descriptor":{"styles":{"desktop":"","tablet":"","mobile":""},"google_fonts":[],"version":6}},"_links":{"self":[{"href":"https:\/\/leapscholar.com\/blog\/wp-json\/wp\/v2\/posts\/3635"}],"collection":[{"href":"https:\/\/leapscholar.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/leapscholar.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/leapscholar.com\/blog\/wp-json\/wp\/v2\/users\/69"}],"replies":[{"embeddable":true,"href":"https:\/\/leapscholar.com\/blog\/wp-json\/wp\/v2\/comments?post=3635"}],"version-history":[{"count":20,"href":"https:\/\/leapscholar.com\/blog\/wp-json\/wp\/v2\/posts\/3635\/revisions"}],"predecessor-version":[{"id":78215,"href":"https:\/\/leapscholar.com\/blog\/wp-json\/wp\/v2\/posts\/3635\/revisions\/78215"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/leapscholar.com\/blog\/wp-json\/wp\/v2\/media\/3636"}],"wp:attachment":[{"href":"https:\/\/leapscholar.com\/blog\/wp-json\/wp\/v2\/media?parent=3635"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/leapscholar.com\/blog\/wp-json\/wp\/v2\/categories?post=3635"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/leapscholar.com\/blog\/wp-json\/wp\/v2\/tags?post=3635"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}