Cost Of Living In UK For Indian Students 2022: Complete Breakdown

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  • The Cost Of Living in UK for Indian students depends on factors such as the course, the city you live in, your lifestyle, etc
  • For accommodation in the UK, students have options to stay on the campus or look for a private house outside the campus area
  • The Living Expenses in UK for International Students are around GBP 1100 – 1300 per month
  • The cost of living in the UK for students can be approximately GBP 13,200 to 15,600 per year

The United Kingdom, with its scenic landscapes, booming job market, and quality education, is a popular destination for Indian students to study abroad. The UK is home to many historic universities of the world, providing world-class education facilities such as the University of Cambridge, the University of Oxford, and the London School of Economics and Political Science. The universities provide admission to a large number of students all over the world, aiming to make their careers in the beaming cities of the United Kingdom like Dublin, London, Glasgow, and Edinburgh. The cities have the top universities in the world, but the cost of living in the UK for Indian students is considerably high. The average living cost in the UK for Indian students is around 12,000 GBP per year. Students pursuing education in the United Kingdom can also work part-time to manage their expenses. The National Minimum Wage or UK minimum wage per hour for International Students in the UK is 6.15 GBP per hour for students between the ages of 18 and 20, while the NMW is 7.70 GBP per hour for people aged 21 and up. In this article, we will discuss in detail the expenses and the Cost Of Living In UK For Indian Students.


Estimated Cost Of Living In UK For Indian Students

The Cost Of Living In UK For Indian Students mainly depends on the city one is residing in. An estimate of the kind of expense and how much money is required for those in GBP and INR can be demonstrated as follows –

  • Fees for the visa application – 348 GBP (INR 34,393.40)
  • Telephone and mobile charges – 50 GBP (INR 4,941.58) monthly
  • Clothing and leisure charges – 50 GBP (INR 4,941.58) monthly
  • Housing or accommodation expenses – 500 GBP (INR 49,415.80) monthly
  • Transportation charges – 150 to 200 GBP (INR 14,824.74 to INR 19,766.32) monthly
  • Food expenses – 150 to 200 GBP (INR 14,824.74 to INR 19,766.32) monthly

Elements of Cost of Studying in UK for Indian Students

There are various important elements that an individual needs to know and plan once they get an offer. These elements include accommodation, tuition fees, and travel costs. These costs can further be explored in detail as below –

  • Tuition Fees

For Undergraduate programs – 8000 GBP to 30000 GBP (INR 7,90,652.82 to INR 29,64,948.09)

For Postgraduate programs – 12000 GBP to 35000 GBP (INR 11,85,979.24 to INR 34,59,106.11)

  • Tier 4 Visa – 1015 GBP (INR 1,00,314.08) per month as proof of sufficient funds
  • Accommodation – 350 GBP to 550 GBP (INR 34,591.06 to INR 54,357.38) per month
  • Travel – 40 GBP (INR 3,953.26) monthly
  • Miscellaneous expenses – 500 GBP (49,415.80 INR) monthly

Tuition Fees

For Indian students, the tuition fee is the most significant factor that contributes to the cost of living in the United Kingdom. Depending on the degree one intends to pursue, the cost of living in the UK for Indian students can vary. In addition to that, the city one is studying in also determines the cost of your education. The tuition fees can vary based on the university, its reputation, location, demand of the course, etc.

Generally, arts-related and humanities colleges are less expensive than the colleges for specialised courses such as medicine and engineering. A postgraduate degree for students pursuing higher education in the English language from a British college can be highly costly.

– The tuition fees for the undergraduate courses in the UK can range from 8,000 GBP to 9,000 GBP per year on an average, with the upper limit going as high as 30,000 GBP.

– Tuition fees for postgraduate courses tend to be costlier when you consider engineering, MBA, and clinical degrees. The fees for a postgraduate program can range from GBP 10,000 to GBP 25,000.

– A doctoral program in the UK can cost approximately GBP 15,000 to GBP 30,000.

Visa Charges

When considering the cost of living in the UK for Indian students, visa fees are also an important factor. Indian students need a valid student visa to study in the United Kingdom. In order to learn and pursue their study, an individual from India should opt for a UK student visa – Tier 4 visa, which can be applied for about 6 months before the commencement of the course. As per the regulations of the Tier 4 UK visa, the students must either provide evidence of their financial security or must pay the tuition charges for their first academic year. The visa fee of 348 GBP must also be included in the cost of living in the UK for Indian students.

As per the visa regulations, the overseas students need to demonstrate that they can pay a minimum amount of 1,015 GBP per month when staying outside of London and around 1,265 GBP when staying in London.

Living Cost of Studying in the UK for Indian Students

The monthly living expenses in the UK for international students approximately range between 1,100 GBP to 1,400 GBP on the basis of the choice of place of an individual and various other factors. The living costs can be bifurcated as follows –


Most schools and universities in the UK provide residential programs with an on-campus residence to house students who opt for the program. If your college does not have an on-campus housing facility or if you are not able to secure a spot, you will have to find private housing.

  • University Accommodation – For international students, these types of accommodation facilities are known as Halls of Residence with options of self-catering or full board options. Halls are known to minimize the cost of living in the UK for Indian students as they are more cost-effective and affordable than other housing options.
  • Private Accommodation – An individual has the option of renting a room or opting for a paid guest facility. The university’s accommodation office can help you find accommodation if you are having trouble finding one yourself. The cost of private accommodations substantially varies depending on whether the accommodation is in London or outside the city, as London is the most expensive city in the United Kingdom. An accommodation outside London with a one-bedroom can cost somewhere in the range of 550 GBP to 650 GBP per month and somewhere between Β£ 1,000 – Β£ 1,500 in the city of London.

The cost of the various type of accommodation options available for a student in the UK are as follows –

– Halls of Residence – GBP 400 – GBP 600 per month

– Private apartments – GBP 800 – GBP 1000 per month

– Local homestays – GBP 10 – GBP 60 per night


Services like water, electricity, gas, etc., along with other essential utilities in the UK, can cost around 50 GBP to 120 GBP per month. The monthly and daily utilities and essentials that are required are listed as follows –

  • Water, gas, or electricity bills
  • Clothes
  • Food and housekeeping
  • Internet charges
  • Laundry charges
  • Books and stationery
  • Mobile phones
  • Toiletries

In addition to the same, the monthly cost of living in the United Kingdom also includes council tax, local community service charges, and various other expenses.


Subways in the United Kingdom are the most affordable way to travel in and around. Tubes in London and public transport have a vast network and have affordable charges. There are also many student discounts to help make travel more affordable and easy.

  • For Short Distance: For travelling shorter distances in the UK, public transportation can be used such as regional trains, tubes, as well as buses are the most viable option. It is also easier to get a monthly pass for buses or tube trains. If one chooses to travel by taxi, they should make sure it is running on the meter or is as per a pre-decided charge.
  • For Long Distance: For travel involving a longer distance in the UK, that is, from one city to another, it is best to opt for an intercity bus, railways, or air travel.

The approximate average costs for travel for a student in the UK are as follows –

  • Train – Β£ 12 to Β£13
  • Bus – Β£ 1 to Β£2
  • Taxi – Β£ 6 to Β£ 90
  • Tube – Β£ 4 to Β£ 5
  • Cycle – Β£ 2 for a 30 minutes ride

Food Costs

Around 250 GBP can be spent per month on food if one chooses to order food or eat outside. However, if one chooses to cook at home in order to save money, they can spend close to about 80 GBP to 100 GBP per month on the cost of food.

Social Activities

Recreational and fun activities in the UK can cost an individual around 50 GBP to 250 GBP per month. The approximate average costs for entertainment activities in the UK are as follows –

  • Movie Tickets – 9 to 10 GBP
  • Sports – 10 to 20 GBP per month
  • Dinner at a restaurant – 40 to 50 GBP
  • Concert tickets – 40 to 50 GBP
  • Amusement park tickets – 40 GBP

Cost of Studying in the UK: Taxes and Insurance

Part-time jobs in the UK are the best way to manage the daily budgeting and expenditure for international students in the UK. All Indian students can work up to 20 hours a week while their academic sessions are going on. However, if a student gets a job while completing their studies, they are liable to pay the tax and national insurance.

  • National Insurance – If the individual earns more than 166 pounds in a week, they are liable to pay the National Insurance.
  • Income Tax – If the student earns more than 1,042 pounds in a week, they are liable to pay income tax.

A student needs to be insured, for which they have to pay a monthly premium of 15 GBP to 25 GBP. Other expenses include books, study materials, hygiene, clothes, etc., which will cost rough estimates of about 100 GBP per month.

Average Cost Of Living In UK For Indian Students by City

The average living expenses in UK for international students vary with the city they reside in. The average expenses as per the cities are as follows –

1. London – 1100 to 1300 GBP

2. Brighton – 838 to 1300 GBP

3. Manchester – 860 to 1100 GBP

4. Oxford – 1100 to 1700 GBP

5. Birmingham – 700 to 1200 GBP

6. Glasgow – 800 to 1000 GBP

7. Edinburgh – 700 to 1000 GBP


Thus, the average monthly expenses in the UK for international students can be around GBP 900 to GBP 1500. On average, studying in the UK can cost a student anywhere between INR 19 lakhs to INR 39 lakhs, depending on the course and the location where one is studying. An Indian student living in the UK is also required to show that they can afford approximately at least Rs. 1 Lakh per month for a Tier 4 visa. The cost of living is higher in South East England and London as compared to the other parts of England and Scotland, Wales, and Northern Ireland. Hence, studying at Oxford University, Imperial University, and University College London (UCL) proves to be more expensive than Cardiff, Leicester, and Nottingham.

Preparing a budget for all the expenses can help one manage the Cost Of Living In UK For Indian Students. Students can work part-time jobs and earn around GBP 10 to 12 per hour to manage their expenses and use public transport for travel. Shopping for clothes and other household items can cost about 100 GBP per month. If a student is going to use public transport frequently, they should opt for a travel card that offers certain discounts to students, such as a railcard or an oyster card.

All these tips can help the students make their study abroad affordable. LeapScholar can help you study in the UK. It can help you find the best scholarship opportunities in the UK for Indian students and identify the best colleges and courses in the United Kingdom to guide you throughout the admission process.

Frequently Asked Questions

1. What is the cost for various undergraduate courses in the UK?

Ans. The approximate cost for various undergraduate courses in different fields in INR are as follows –

  • Engineering – 16 lakhs to 22 lakhs
  • Arts – 10 lakhs to 15 lakhs
  • Medicine Courses – 30 lakhs to 40 lakhs
  • Nursing Courses – 15 lakhs to 18 lakhs
  • Dentistry – 30 lakhs to 35 lakhs
  • Law – 15 lakhs to 18 lakhs
  • Diploma Courses – 10 lakhs to 15 lakhs

2. What are some scholarship options or programmes for Indian students in UK Universities?

Ans. There are various scholarships options and programmes for Indian students to study in the UK. The scholarships can help manage the average cost of living in the UK for Indian students. Some of these top scholarship options are as follows –

  • Castlesmart Scholarships for the undergraduate students from all the nationalities are offered by all the United Kingdom Universities
  • Charles Wallace Scholarships provided by the British Council
  • Saltire Scholarships
  • Commonwealth Shared Scholarship Scheme at the UK Universities
  • Marshall Scholarships
  • Erasmus Mundus scholarships are offered by the European Union for the individuals that are selected for the European master’s degree by the EU.
  • UK University Scholarships that are offered by the University College London, University of Cambridge, King’s College London, University of Oxford, Imperial College London, etc.
  • Commonwealth Scholarship and Fellowship Plan for doctoral degrees of 3 to 4 years as well as one-year master’s courses or postgraduate programs in the United Kingdom
  • Chevening Scholarships are offered by the UK government to the international postgraduate students who are planning to pursue master’s degree programs or postgraduate degrees at the leading universities in the country.
  • Euraxess UK offered by the British Council

3. What are some of the most popular universities in the United Kingdom?

Ans. Some of the top world-renowned universities in the UK are as follows –

  • University of Oxford
  • Imperial College London
  • UCL
  • The University of Edinburgh
  • University of Cambridge
  • The University of Manchester
  • King’s College London
  • The University of Warwick
  • The London School of Economics and Political Science (LSE)
  • University of Bristol

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An International Higher Ed professional with 7+ years of experience studying, working, and living across three geographies, currently on a mission to share his journey as an International Student.